Learn how to refinance your mortgage if you live in the state of New Jersey Refinancing in New Jersey is easier and is less costly than in many states. The refinance process in New Jersey is relatively simple: 1. Select a mortgage lender. 2. Submit your application. 3. Lock in your interest rate.
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06/04/2010
Answer these basic questions to find out if you are really ready to become a home buyer You may be financially qualified to buy a home, but are you ready for the responsibilities that come with home ownership? If you can answer yes to all of the questions below then you are most likely ready and
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06/03/2010
Find Out What Can & Cannot Be Done To Purchase A Home Online Today Home buyers of today can use the Internet in several ways to get the best home at the best deal possible. Not only are current listings of homes for sale available for viewing, but several web sites offer historical prices of the
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06/03/2010
Find out how to buy a home without involving a realtor If you are looking at buying a home without a Realtor, there are four major steps you should take to protect yourself and help make your transaction a success. About 10% to 15% of all home sales in the United States are completed directly bet
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06/02/2010
Learn how home buyers can include energy efficient improvements in their mortgage FHA offers a special mortgage program to help borrowers finance energy improvements when they are buying or refinancing a home. Called the Energy Efficient Mortgage (EEM), the two benefits for borrowers are the abil
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06/02/2010
Should I Refinance into a Fixed Rate Mortgage or Adjustable Rate Mortgage? With the lowest mortgage rates we have seen in years, many home owners are refinancing to cut their mortgage payments. This page provides advice on whether to choose from a low fixed rate mortgage or an even lower adjustab
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06/01/2010
Find out about how to qualify for the lowest FHA mortgage insurance premium possible. Home Refinance Mortgage loans will require mortgage insurance when the loan-to-value of your loan is higher than 80% of the value of your home. For conventional loans, mortgage insurance is provided by private c
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06/01/2010
Learn how to search for, qualify for and purchase HUD foreclosure homes Many home buyers can get a great deal by buying a foreclosed home from the U.S. Department of Housing and Urban Development (HUD). HUD takes back homes that have been foreclosed on from the FHA mortgage loan program. If you a
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06/01/2010
Answer these basic questions to find out if you are really ready to become a home After finding a home, getting a mortgage and getting ready to move, many first time home buyers show up at a real estate closing to complete the purchase of their home and may see a lot of people at their closing. K
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06/01/2010
Learn How To Refinance Inherited Property Many people have the good fortune to be remembered by loved ones who pass on with an inheritance that includes real estate. Sometimes a property is left to just one person, but sometimes a property is left to two or more family members. Very often, the pe
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06/01/2010