Tony Lacy-Thompson - The Mortgage Guy for Silicon Valley, CA

My home's mortgage is WAY underwater. Can I still refinance into a lower rate? Well, yes, maybe. That nice Mr Obama has said he wants everyone to take advantage of the lowest interest rates in history, so that people will spend that money on the economy as a whole instead of just lining the banke...

The Conforming Jumbo Loan Limit for counties in the San Francisco Bay Area - Sunnyvale, Cupertino, Palo Alto, Santa Clara, etc -  is going down Oct 1. This means that interest rates for mortgages over $625,500 will increase. But don't wait till then or you'll be sorry! Find out the details and ho...

Well folks, they finally pulled down the old California Buffect building on the corner of Sunnyvale-Saratoga andRemington. The place closed a couple of years ago and word was that Rite-Aid was going to build a pharmacy there. With Walgreen, Safeway, CVS and Target that's just what we need! Well, ...

If you're looking for a home for sale in Silicon Valley, Sunnyvale should be near the top of your list. According to the Financial Times "American Cities of the Future 2011/2012" report published in the newspaper's fDi Magazine, Sunnyvale - ranked as a small city with population between 100,000 a...

If your home is anything like mine, you have animals - and I'm not talking about the children! If you need a veterinary clinic in Sunnyvale then look no further than Serra Veterinary Hospital next to the Post Office on Fremont Ave. We have 5 cats and one dog, and I think they've all been in for s...

  Protect Your Finances and Money in a Divorce - Don't Make These Mistakes! Many couples going through a divorce make simple mistakes with their money and finances that can have serious consequences down the road, especially when it comes to buying another home in Sunnyvale, Cupertino, or anywher...

Mortgage rates are now starting to drop back to their 2010 levels, making that refinance a good move if you missed last year's window. We have Colonel Gaddafi to thank mainly, as Middle East unrest didn't do much harm to the stock market until it hit oil-rich Libya. Rising oil prices are both a b...

I'm sure you've wondered at some time "Where do mortgage rates come from?" Here are some suggested answers: A. The Government sets them B. The lenders set them C. Wall Street sets them D. The newspapers set them Although the Government can influence the rates to a certain extent (we'll see how la...

When you get to a certain age - and younger viewers may want to turn the sound down at this point - it is recommended that you go through a short, but rather ego-deflating procedure called a colonoscopy which involves what Dave Barry calls your "behindular zone." It struck me recently that gettin...

I usually do purchase and refinance mortgages for owners of Single Family Residences in the San Francisco Bay Area, specifically Sunnyvale, Cupertino, and Santa Clara. But this year I have become a (reluctant) expert in getting mortgages for condos. Here are three scenarios where condo buyers and...