Thomas Crimmins's Blog

When preparing for a closing on your refinance or home purchase, one of the documents you will be provided with a few days before closing is a HUD-1 Form. This form provides you with valuable information about your loan. While at first, this three page document may seem intimidating, if you unde...

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. You should consider preparing a list of questions for your loan officer that you feel may need to be answered. Here are some questions that you may need to get answers: 1. What Typ...

There are 52 weeks in a year; you will end up making 26 payments in total – which is equal to 13 months rather than 12. This means that your mortgage will be paid off quicker and you will save money on interest payments in the long run. This arrangement might be the best for you when it comes to ...