Thierry Roche - All Northern Virginia Homes For Sale

Hey, your scratch-off ticket hits big and you win $8,750. Instead of spending it away, you decide to invest the money. Three alternatives are on your mind: purchase a certificate of deposit, invest in a mutual fund or use it as a down payment on a $250,000 home.Let’s compare these three alternati...

Most people including homeowners fear things they don’t understand. This fear leads people to not try different solutions that might be a benefit to them. Prospective buyers know about fixed rate mortgages and have long memories when it comes to stories about people losing their homes because the...

Homeowners can develop a condition that is called “nose blind.” Getting to this state involves three steps. The first is odor adaptation; your nose’s physical response that normalizes new smells. The second is odor habituation; a built-in reprogramming of our brain to ignore a smell. And last odo...

Federal law now entitles you to receive a FREE copy of your credit report each year from the three credit bureaus: Experian, Equifax and TransUnion. These reports will alert you to any errors and update you on your creditworthiness. It is recommended that you stagger your request for these report...

Technology today is a wonder! We are able to do more things with our smartphones than we could just a few years ago. Homebuyers (over 90%) use video tours, digital signing and home search sites such as ZillowⓇ to get information about homes, neighborhoods, schools and even future neighbors.With a...

There is a popular saying “burning the candle at bothends” which we often determine to mean being an A+ personality and working harder than the average person. But what if burning both ends gives you an unexpected benefit?Let’s use the analogy that the candle is your home mortgage and getting it ...

Unexpected things can happen at any time, that’s why we call them emergencies. The Federal Emergency Management Agency or FEMA makes a standard recommendation to all Americans that you have enough basic supplies on hand to survive an emergency for at least three days The creation of a “Ready” kit...

Your bank may have a voluntary program where you can transfer $100 each month from checking to savings. After five years, you would have over $5,000 in your savings. You can view this as a type of forced savings. The same happens when you buy a home with a standard amortizing mortgage. Each month...

If you are a homeowner, you should know that having equity in your home gives you options. The difference between the value of your home and what you owe on the home is called equity. During the recent “Great Recession” homeowner equity decreased nationwide.When the value of your home is less tha...

Do you know where your main water shut off valve is located? If you have a water emergency you may need to know. Like having a fire extinguisher. You hope you don’t need it but it's there if you do. Most often the shut off valve is located at the front of the home where you water meter is at. CON...