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Mortgage Loan Do's and Dont's   We thought it would be helpful to have a real list with some real guidance. Remember, we are here for you throughout this entire process and look forward to celebrating you home! The list below is a little guidance while we work on your Mortgage Loan DOs * DO keep ...
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FHA Mortgages and Judgments – New Guidance from HUD 10-15-2013   FHA requires Judgments to be paid prior to closing.  Per Mortgagee Letter 2013-24 we now have published guidelines for exceptions.   If the borrower has made a payment arrangement with the creditor AND has made 3 consecutive payment...
FHA Mortgages and Collections  –  NEW GUIDELINES  10-15-2013    This guidance applies to all FHA programs with the exception of non-credit qualifying Streamline Refinances and the Home Equity Conversion Mortgage.   FHA is once again tightening their loan guidelines. Regarding collection accounts:...
FHA BACK TO WORK PROGRAM – Mortgage after Foreclosure/Bankruptcy Qualify for a mortgage one year after Bankruptcy or Foreclosure. I have been asked a lot of questions about this ‘Back to Work’ loan program offered by FHA…. Which isn’t really a new program at all. Rather, it is just a relaxing of...
J. Marc Lewis & AssociatesCorporate and Personal Taxation   The DallasLoanGuy Recommends:    J. Marc Lewis JD, LL.M., EAEnrolled to Practice Before the IRS Marc Lewis is the founder and owner.  Marc is a graduate of Plano East Senior High.  He earned a BBA from Southern Methodist University in 1...
My friend Gerry Suarez does a good job here explaining the "Back to Work" program recently announced by FHA.FHA allows someone with a 1yr old foreclosure to buy a new home. But there is a catch.... Read below!!   There has been much talk about a recently announced FHA program designed to help ind...
New FHA Changes: Collections and Judgments   FHA put out a couple of Mortgagee Letters that will affect underwriting standards and guidelines. •    Collections – Automated Loans – Cumulative collections overs $2000 (this includes the borrower and the NPS) we must include a monthly payment in the ...
Plano Baseball Assoc. Announces  7 & 8 Year Old Coach Pitch Tournament Plano Baseball Association is the premier league for Competitive Baseball in North Texas!! As an active Head Coach with kids playing Youth Baseball in the Plano Baseball Association, I was happy to see their Tournament Schedul...
Underwriter Wants A Letter Of Explanation About Credit - Help!!!! I get a lot of questions from clients and non clients as well about the dreaded Letter Of Explanation or LOE. What is it? Why is it? What are they looking for? Quite simply, the underwriter wants to show IN THE FILE that past credi...

Tom Burris

Texas/Louisiana Mortgage Pro - 13 YRS Experience
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Your Texas Louisiana Mortgage Loan Officer, Tom Burris, The Texas-LouisianaLoanGuy, has been arranging Home Loans since 2004. Stress Free Mortgage Process.... Thorough pre-approvals... Hyper communication with the client and realtor partner sets the Texas-LouisianaLoanGuy apart from the rest. Your Mortgage should be fun!!! Contact the DallasLoanGuy Today!!! 214-763-4629 cell/text/nights/weekends