How to save Thousands of Dollars in today's credit market

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Mortgage and Lending - Everest Credit Services
RECENT BLOG POSTS
This might be a solution. A referral partner of ours recently had someone who didn't have money to close as it came down to the wire. They were able to prove all but less than $1000.00 of the required amount. The deal was in jeopardy of falling out. At the last minute the loan officer thought of ...
10/26/2009
Re-blogged by 0 agents Getting more bang for your buck. (edit/delete) Like you, I seem to find myself with less and less time to take care of my business.   Also, like you probably do, I struggle to get my five (minimum) personal notes out each day as well as any "thank you" cards to customers a...
10/24/2009
Credit repair, help or hype? Risk based pricing (edit/delete) Does credit repair work? Of course it does if it is done by a reputable company with experience. Fact is 90% of all credit reports contain inaccurate data. That is no small number. After not being able to get clients qualified because ...
10/24/2009
I left the mortgage rat(e) race about a year ago to move into something that needed a lot more moral people in it than had been for some time. Credit Repair. My history as a Certified Mortgage Planning Specialist, my refusal to ever participate in the sub-prime market during my mortgage days, and...
10/24/2009
Okay, maybe a little. Who are we? Japan? Will we have a 1% interest rate trying to recover a market for the 5-6 years that was killed by Wall Street greed. Wall Street greed my rear-end. Everyone blames it on Wall Street but all they did was come up the financial creativeness to facilitate the re...
11/18/2008
Does credit repair work? Of course it does if it is done by a reputable company with experience. Fact is 90% of all credit reports contain inaccurate data. That is no small number. After not being able to get clients qualified because of this I decided to do something about it. The current averag...
09/08/2008
Well, last I checked the US government has never gotten involved in anything that didn't cost the tax payers billions, but hey, that's what they figure we (the tax payers) are here for. Interest rates on mortgages and their relative spreads to indices that you, me and the rest of the world can ac...
09/08/2008
Effective November 1. The new LLPA aka. Risk based pricing goes into effect. Delivery to the GSA's increases .25%, and everything else changes. You can actually get a better rate putting down 10% rather than 20%, since most 20% down payers don't escrow. Read the full changes here: https://www.efa...
08/28/2008
  FHA Announces New Mortgage Insurance PremiumsA Special FHA Announcement from FHA Expert Jeff Mifsud In response to the passing of HR 3221, this update announces FHA's new Mortgage Insurance Premiums for the period of October 1st, 2008 through September 30th, 2009. FHA's Risk Based Premiums tha...
08/28/2008
Now, more important than ever credit score is important. Even if a customer has decent credit scores versus great they will pay thousands, potentially tens of thousands of extra dollars in interest over the life of not only the home loan (due to risk based pricing), but every loan they have. The ...
08/27/2008
Rainer
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Terry Ross

local_phone(832) 473-8795
smartphone(832) 473-8795
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Can you or your clients save money with a higher credit score? How messed up is our credit scoring model and how can you take advantage of the problems?