RECENT BLOG POSTS
I will admit that I can be a very tough customer to please but I only expect the same kind of service that I provide to my clients. In this very crazy mortgage industry it seems that service for many companies has become a lost art. I have worked with several title companies over the past eight y...
07/20/2009
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Reverse mortgages have gotten a lot of publicity over the past couple of years both good and bad. A reverse mortgage allows seniors (62 and older) to tap into the equity in their home while eliminating their mortgage payment. In order to qualify for a reverse mortgage senior must be 62 or older a...
06/07/2009
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Wow, in time where we have become so used to bad news from the media about our industry it is nice to get some good news. As many of you know the Shaun Donovan, secretary of the US Department of Housing and Urban Development on Tuesday announced that the Federal Housing Administration is going to...
05/13/2009
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Okay i am not a Realtor nor do I play one on TV. I have a lot of respect for what you Realtors do and in this market I cannot imagine the BS you have to go through. Yes on the lending side we have had some nasty hurdles to jump over and hoops to jump through. Okay enough about us let's talk about...
05/07/2009
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Lately a couple of the realtors i work with have been showing our clients a lot of bank owned properties. Many of the buyers have been shocked at the condition many of these homes are in. While our clients really like the house and the area they just don't have the money to do the repairs that ar...
09/10/2008
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In the current mortgage climate it seems that everyone is getting into the mortgage modification business. Just this week i was contacted by three different companies wanting to take my turn downs and turn them into cash. The pitch goes something like this, "Roy we can take your dead files and pa...
09/01/2008
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There has been a lot of talk lately about down payment assistance programs like Nehemiah and Ameridream going the away like the dinosaurs. Many people are saying that down payment assitance will be back but in some other form while others are under the impression that you can no longer use down p...
08/27/2008