RECENT BLOG POSTS
What are the differences between mobile or manufactured home insurance and traditional home insurance? There are differences in some of the default coverages as well as the optional coverages. Talk to the team at Stratum Insurance Agency LLC for a quote and more information MOBILE HOME INSURA...
04/23/2014
Cyber liability insurance is not only for businesses that operate online. Cyber liability is the common expression for insurance for privacy and data breaches. Real estate agents and brokers gather enough personal information that they should be concerned about a breach. This is how information ...
04/13/2014
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If you are buying your first home, this is likely the first time that you are buying homeowners insurance. When you look at a quote for the first time, you may notice that you see only a short list of coverages, which are the main ones that people often consider. What you do not see is the sub-...
03/31/2014
The real estate industry collects a great deal of data that puts it at extreme risk for a data breach and cyber liability. Stratum Insurance Agency can help professionals such as real estate agencies with a cyber liability and data breach policy to protect their businesses in the event of a breac...
03/21/2014
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New Jersey, Condo insurance , sometimes called ho6 insurance, help owners of condos through various coverages. Stratum Insurance Agency LLC has been able to help condo owners with insurance in most states and has recently added New Jersey to the list. What is New Jersey condo insurance (ho6 insu...
11/21/2013
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So, you are thinking of becoming a condo landlord. The idea of potential income is appealing, but there are challenges that come along with it. Think about these risks: The tenant causes a fire and damages your interior The tenant causes a fire and damages your neighbors interior After the fi...
11/11/2013
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Do you need renters insurance? Let’s review some questions to learn more. • Do you own clothing, stereo equipment, a television, a computer, jewelry, a bicycle, a camera, artwork, furniture, antiques, coin collections, or other valuable items? • If fire damaged or destroyed the building, who woul...
09/17/2013
Florida Notary General Liability Insurance – coverage for individuals and businesses Stratum Insurance Agency LLC can help notaries that are home-based, mobile, or office-based with general liability insurance and errors and omissions insurance. Notaries are now finding themselves required to h...
07/25/2013
Notary General Liability and E&O Insurance – for individuals and businesses Stratum Insurance Agency LLC can help notaries that are home-based, mobile, or office-based with general liability insurance and errors and omissions insurance. Notaries are now finding themselves required to have gener...
07/18/2013
Vacant Home Insurance Did you know that when your home becomes vacant that there may be new exclusions that apply to your insurance policy? Are you a landlord who has been without a tenant or that is trying to sell a property? Has a home fallen into an estate due to the recent passing of a love...
06/24/2013