Bay Area Home Hub: Insights for Buyers, Sellers, a

            Antioch CA – If you are upside down, then you might be tempted to walk away. You’ll mail your keys to the lender and move out. Before you move out, I have some important information to tell you. You should stay in the house for as long as possible. Click here to discover how other se...

    Antioch CA – Is your loan with a large lender such as Wells Fargo or Bank of America? They usually don’t make the final decision on your short sale. Here is why. In most cases, the lenders are working as a servicer. They are handling the loan for a third party (the actual owner of the loan.)...

    Antioch CA – If you are in financial trouble, then I’m sure you’re worried. Here are a few things I see people worry about that aren’t as bad as they think. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Financial Worry #1: We could be forced ...

    Antioch CA – Short Sales and foreclosures have a big impact on home values. But, how they affect them varies dramatically. Every short sale helps stabilize the housing market. The reason is because short sales sell for much more than a foreclosed property does. Most short sales have a homeow...

  Antioch CA – Many people don’t think they are eligible for a short sale because they have unpaid homeowner’s association dues. Don’t worry about paying them yourself. When you short sale your home the association dues will be paid by your lender. Most of the time the amount owed to the homeown...

  Antioch CA – Buyers often contact me for advice on short sales. They are frustrated with the short sale process and want to know why their offer hasn’t been accepted. “I made an offer on a short sale property six months ago. How come I haven’t received an answer yet?”, they ask me. Most people...

  Antioch CA – Many people are embarrassed that they are short selling their house. They feel like a failure. Others think that they are somehow being dishonest or shady. Neither one of those is true. A lot of the people short selling today never had a blemish in their credit. They lived respons...

  Antioch CA – The Stop Foreclosure Institute recently received a question from Daniel. Here was his question. “I am trying to buy a short sale property. I put my offer on the property a few months ago. The property was priced about 50% lower than the other homes in the area. The bank finally ap...

  Antioch CA – Buying a short sale can be a great idea. Most short sale properties are priced very competitively to other homes on the market. However, buying a short sale is not easy. The seller has to convince the lender to accept a big loss on the mortgage. Banks do not like losses. Because o...

    Antioch CA – Let’s say a friend owes you a thousand dollars. They come to you with a sob story about how they are broke and cannot afford to repay you. “I am so broke that we are about to lose our car. And the electricity was turned off last month when we missed the payment. I can’t even aff...