Prospect Mortgage

Prospect Mortgage Shaida Tafreshi Mortgage Loan Officer NMLS 545194 Sherman Oaks, CA Good Morning Realtors, Homeowners and Active Rainers alike! I wanted to create a brief blog regarding the “slowness” of business during the holiday season, and how we can not only avoid that “holidays are slow” e...

  Shaida Tafreshi Prospect Mortgage Sherman Oaks, CA NMLS 545194   Back to the Basics: Mortgages 101 Lesson: 1   The Most Common Loan Types Available   1. Conventional   §  “Conforming Loan”- Loan Amounts Up to $417,000   §    “High Balance Conforming Loan” – Loan amounts between $417,001 - $625,...

  Shaida Tafreshi  Prospect Mortgage Los Angeles, CA NMLS License CA 545194 One of my Many New Escrows This Holiday Season! New Escrow this December… this gorgeous home is fully upgraded, located in the heart of Encino, and comes complete with a  secluded private yard, fountain pool, lounge area ...

Shaida Tafreshi - Prospect Mortgage Loan Officer NMLS 545194 Lending Guidelines - Equity Requirement on Departing Residences in order to Count Rental Income for Qualifying Purposes Did you know that if you are departing your primary residence or home, and are planning to purchase a new primary ho...

Fannie Mae and Freddie Mac- Maximum Conforming Loan Limits to Remain Unchanged in 2013 Prospect Mortgage Shaida Tafreshi – Loan Officer NMLS #545194 The Federal Housing Finance Agency (FHFA) announced just days ago that the maximum conforming loan limits for 2013 are to remain unchanged from 2012...

  Do You “Shop Around” for a Mortgage? Prospect Mortgage Shaida Tafreshi Loan Officer NMLS #545194 Licensed to Lend in California In today’s topic I want to get perspective and understand what you borrowers look for (specifically) when you “shop” around Banks and Lenders for a mortgage / home loa...

Shaida Tafreshi Prospect Mortgage Loan Officer California Licensed NMLS #545194 Good Evening Realtors, Loan Officers, and Sales Professionals Alike: Have you put any thought.. or started to think about your 2013 Business Plan? When we think of business planning, most of us either don’t want to sp...

Prospect Mortgage - Loan Officer - Shaida Tafreshi Los Angeles, California NMLS #545194 As a continuation to my first post EVER on ActiveRain entitled "FHA Streamline Refinances," I would like to highlight a few more tips of information for you Homeowners who currently have an FHA LOAN, and are n...

Prospect Mortgage Shaida Tafreshi Prospect Mortgage Loan Officer Los Angeles, CA NMLS# 545194   This post is a continuation of my last blog closing with the question: What is most important to you in a Loan Officer?   Here are some questions that I know myself, and many other Lenders, Brokers, Mo...

As a loan officer working with Prospect Mortgage, a direct lender, I am lucky enough to have the ability to fund loans in house, all while having the choice to broker deals out to other big banks and direct lenders who have niche products that are DEAL SAVING alternatives to the standard guidelin...