Mortgages in Plymouth, Michigan

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Mortgage and Lending - SMP Mortgage, Inc - NMLS ID #276668
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RECENT BLOG POSTS
Reverse Mortgages involve many of the same closing costs that you would pay for a home purchase or a refinance.Here is a breakdown of the typical closing costs for a reverse mortgage:Origination fee This covers the operating/overhead expenses for the lender.  A portion of this is also paid to the...
11/14/2007
I have come across a lot of questions lately regarding reverse mortgages and manufactured/mobile homes. Many people think these types of properties do not qualify.  As a mortgage broker in South Florida, I have recently done several reverse mortgages for people living in manufactured/mobile homes...
11/11/2007
Whenever I go back to my home state Michigan and I tell people that I live in Boca Raton, their eyes get big and they say "wow, you are really living the high life."Boca Raton does have a reputation for being an expensive place to live here in South Florida.  And true, there are many wealthy comm...
11/09/2007
Thought you might be interested in hearing about an actual reverse mortgage that I recently closed for one of my clients.While I am a mortgage broker located in Palm Beach County, I originate loans thoroughout the entire state of Florida.First, some background on the client situation.Mrs. Sanders...
11/08/2007
As a mortgage broker in Palm Beach County, I am often asked to pre-approve homebuyers.  Unfortunately, in a lot of cases, I find homebuyers, especially first time homebuyers are mislead by the "teaser" rates that are advertised, and have unrealistic expectations as far a monthly payment.Buyers ar...
11/06/2007
 As a mortgage broker in Palm Beach county, I am often asked about Reverse Mortgages and how they work.  Below is some basic information about them.  You must be at least 62 years old and own a home. The property may be a mobile home as well.You ALWAYS retain title (ownership) to the home. The le...
11/06/2007
Despite the condition of the real estate market here Florida, some of you are mentioning that you are still staying busy with listings and buyers. Just wondering, who is the buyer in today's market?  Is it the first time buyer, move up buyer, snowbird, empty nester, combination of, or none of the...
11/03/2007
You've been thinking of buying a home, but the media reports of declining values here in Palm Beach County make you think you should wait.  Maybe you can get a better deal?? Well, there are good deals out there now.  Do your research, find a competent realtor and you can be on your way to your dr...
11/02/2007
Want to know what's going on in the Palm Beach and Broward County real estate and mortgage market?As a mortgage broker in South Florida, located in Palm Beach County, I need to stay on top of the ever changing mortgage and real estate market so I can best serve my borrowers. This is a convenient ...
10/30/2007
What a way to start the day!  I wake up and check my google alerts and this article is the first thing I see. Reporter Harriet Johnson Brackey makes some rather general uninformed and misleading comments about mortgage brokers and loan officers, pretty much slamming our profession. She states tha...
10/28/2007
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Cheryl Hale

Mortgage Loan Originator NMLS#276668
smartphone(954) 675-9531
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