The Home Buyer's Advocate

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Real Estate Agent - Robert Owen Deane Real Estate Broker
EXCLUSIVE BUYER'S BROKER - RELOCATION CONSULTANT Robert Owen Deane - Exclusive Buyer's Broker, and an advocate for homebuyer's in the process of finding and buying a home. Exclusive Buyer's Brokers are the purist form of a homebuyer's representation; I never take a listing, I never work for a seller. My loyalty is 100% to homebuyer's. I am an Accredited Buyer's Representative (ABR) and member of REBAC; the world’s largest organization of real estate professionals focusing on BUYER representation. Many Exclusive Buyer's Agents are also members of NAEBA. This blog is The Home Buyer's Advocate, it provides homebuyers with information about the home buying process, market trends and neighborhood information in the Cities of Newport Beach, Irvine and Costa Mesa in Orange County, California.
RECENT BLOG POSTS
The California foreclosure process starts for the homeowner with a Notice of Default (NOD), and if no action is taken they will receive a  Notice of Trustee Sale in a time frame as short as 3-months latter; 20-days after receiving the notice, if not postponed, the home is sold at auction. There ...
09/30/2010
What is a CDPE? While enduring financial difficulties is challenging for any family, the process of finding a qualified real estate professional should not be. Selecting an agent with the CDPE Designation ensures you are dealing with a professional trained to address your specific needs. I selec...
09/29/2010
In the past the seller would have reported the difference as money earned and paid taxes on that amount to the I.R.S. But with the passing of the Mortgage Forgiveness Debt Relief Act of 2007 homeowners will not be exempt on their primary residence. The Mortgage Debt Relief Act of 2007 generally ...
09/26/2010
1.)  Can I still live in the home while I am short selling the property? YES 2.)  Can someone from my immediate family buy the house?  NO 3.)  Can I do a short sale if I have a 2nd loan?   YES 4.)  What do I need to qualify for a short sale? You must prove hardship, and provide W-2 for the past ...
09/26/2010
Are you behind on your mortgage payments and looking for solutions.? Many homeowners today are facing uncertainty. They do not know what to do next for themselves and their families. Despite all attempts to hold on, foreclosure has become a reality that if not addressed or handled correctly can ...
09/26/2010
SHORT SALE & DEED-IN-LEIU OF FORECLOSURE Robert Deane September 29th, 2010 No Comments Possible Crisis? There are Dignified Solutions. The state of the U.S. economy and housing market has brought many homeowners from security to uncertainty. But within this uncertainty, solutions have been creat...
09/26/2010
Unaffordable mortgage? Now you have more incentives to act! Maybe you’ve had an unexpected income shortfall. Maybe you’re experiencing sudden expenses like medical bills. Whatever your situation, you are not alone in having an unaffordable mortgage. The past two years in the housing market have ...
09/26/2010
In a recent post, What is Happening With Foreclosures in Temecula, I pointed out that approximately 16 percent of the homes in foreclosure in August were purchased by Investors in bank Auctions. Investors here in Temecula have been buying approximately 35 homes a month from banks. Most of them a...
09/25/2010
The number of home receiving Notices of Default here in Temecula (the first step in the foreclosure process which arrives once the homeowner is 90-days behind in mortgage payments) has ranged between 136 and 240 per month. Trustee sales are following this trend closely despite the fact Trustee s...
09/24/2010
A Dignified Alternative to Foreclosure When a mortgage becomes unaffordable, avoiding foreclosure becomes a primary goal. It is a unique situation that adjusts priorities and changes perspectives. For the millions of homeowners unable to make their mortgage payments today, there are alternatives...
09/22/2010
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Robert Deane Exclusive Buyer's Broker - Agent

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EXCLUSIVE BUYER'S BROKER - RELOCATION CONSULTANT Robert Owen Deane - Exclusive Buyer's Broker, and an advocate for homebuyer's in the process of finding and buying a home. Exclusive Buyer's Brokers are the purist form of a homebuyer's representation; I never take a listing, I never work for a seller. My loyalty is 100% to homebuyer's. I am an Accredited Buyer's Representative (ABR) and member of REBAC; the world’s largest organization of real estate professionals focusing on BUYER representation. Many Exclusive Buyer's Agents are also members of NAEBA. This blog is The Home Buyer's Advocate, it provides homebuyers with information about the home buying process, market trends and neighborhood information in the Cities of Newport Beach, Irvine and Costa Mesa in Orange County, California.