Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305
RECENT BLOG POSTS
Mike Jones in Tucson makes some great points about striving forward in these challenging times. Never give up! When the business cycle of mortgage lending or real estate sales really slows down, I've noticed a correlation in blogging activity on the Active Rain Real Estate Network. DESPAIR People...
07/06/2010
With "the family homestead" not far from here, I have been able to see Yosemite National Park many different times over the years. Seeing the falls with the Spring snow melts was pretty awesome. I just need to cover the Winter season on the next visit and I'll have seen this glorious park at all...
06/05/2010
      Well worth the wait on a busy holiday weekend, we could think of no better way to travel back to the car we left parked in Chinatown. After hoofing it across town to see the sights up close and personal, we were all ready to take a fun ride back. What better way to travel than this?   See y...
06/05/2010
As of June 1, 2010, we are required to pull a refresher credit report prior to funding a loan. Funding will not take place until any inquiries, late payments, or new accounts are explained and the file will need to be re-underwritten to include the new debt and take in to consideration late payme...
06/05/2010
In the ABC’s of Homebuying class, a HUD approved homebuyer education course taught at our local community college, we instructors press the point that buyers need to be educated and prepared before they buy a home. We go through the basics of what they should expect during the process, make sugge...
05/27/2010
Once again, Janet Guilbault makes some great points for home buyers who are shopping and/or looking for a professional translation of their New 2010 Good Faith Estimate. Kudos, Janet!Do real estate agents buy into the idea that "shopping around" for a mortgage is a good thing? Or do most agents f...
05/18/2010
Facing time constraints and not getting your food garden in this season? I know I am! Thank God for a local resource about to go online June 12, 2010, the Rogue Valley Local Foods organization. June 11th, we’ll be able to go online at www.RogueValleyLocalFoods.org and place our order for fresh, i...
05/18/2010
There is a fast growing movement here in the Rogue Valley in beautiful Southern Oregon. Buy Local – Buy Rogue is a non-profit organization that is all about supporting local independent businesses here in the Rogue Valley. I first hear about them when my husband had a meeting with them about beco...
05/18/2010
One of the many hats I wear is as a housing counselor for a HUD certified housing counseling agency. These days, most of us housing counselors find ourselves focused not only on first time home buyers seeking homebuyer education from a HUD approved non-profit entity, but even more so on existing ...
04/30/2010
Seems to have snuck right up on us, didn’t it? Here it is D-Day – the day first time home buyers wishing to take advantage of the $8,000 first time home buyer tax credit have to have accepted offers communicated to them. At least interest rates are still really good for the buyers who didn’t make...
04/30/2010
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!