Noemi Cardosa in Massachusetts posted a wonderfully thought provoking post for this Friday in Fall. How WOULD I spend today? I think I'll go ponder that while I do some laundry, vacuum, fill up hummingbird feeders, put our bird seed, start dinner preparations, clean the windows... See you out t
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10/01/2010
Applying for a loan modification when your world has been turned upside down and you are facing financial hardship can be difficult and frustration, to say the very least. The recommendations I have for you if you are encountering “we lost your paperwork”, “your request was denied”, “you didn’t
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09/29/2010
So, you have lost your job or have seen your income reduced. You’ve taken a look at your budget, and you know that as hard as you have worked to cut “non-essentials” from your expenses, there just isn’t enough money to cover your basic living expenses AND your mortgage. Maybe you have sat down
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09/24/2010
Next to the ultimate F word in real estate, Foreclosure, the B word probably sounds almost as bad to many people. The Budget…that first step required in determining what options are available if your find yourself experiencing financial distress. As housing counselors, it is something we focus on
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09/22/2010
For some, the American Dream of Homeownership has gone drastically awry. The days of anticipation of closing on that dream home seem long ago to them. Today, focus may be on getting food on the table and keeping the lights on. Maybe this is because of bad decisions made along the way, but more of
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09/22/2010
Donne Knudsen in Simi Valley CA of Cobalt Financial has made some very good points in her article about purchasing a home in today's real estate market environment. Well done, Donne!ATTENTION FUTURE HOMEOWNERS: If you are currently looking to purchase a primary residence to live in for awhile, p
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09/01/2010
Krista Bolf of Coldwell Banker Prowest in Ashland posted this year's stats on pricing here in Southern Oregon, and it looks pretty good all things considered. Thanks, Krista!The Median Sales price of homes in Medford and Ashland area of Oregon, have been holding steady for the last few months. T
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08/23/2010
I believe John Mulkey hit the nails on the head making his points in this article. What we are facing today in our local markets and economies did not happen overnight. Nor will the recovery... We’ve all heard the news reports about the potential for a double-dip in housing, and perhaps, the
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08/22/2010
Gary Woltal once again has made some great points about getting our priorities straight and keeping our focus so we may have the inner peace we seek. Well done, Gary!I have very much noted in life some EXTREME wisdom coming from people who have had near death experiences or diagnosed with being t
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07/31/2010
We look at this trophy we now have. It wasn’t long ago we were filled with trepidation, determined to make a go of reaching our goal. We spent time preparing, educating ourselves, readying for this new, big adventure. Then the hunt was on. It was a tough hunt, an endless search for just the right
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07/31/2010
