Phillip Lanier's (phillip321) Blog

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Mortgage and Lending - Access e*Mortgage, Shore Point Financial
RECENT BLOG POSTS
A few weeks ago we talked about two things you need to do to ensure you actually achieve all the goals you set for yourself.  This week we will talk about one of those things, Time Blocking, and later this week we will talk about discernment and timelines.  Combined, these two teachings should he...
02/05/2007
As a self-employed business owner (and every Real Estate Agent is exactly that), you have to where a lot of hats.  Here it is the end of the second week in January and already you may feel behind the 8-ball.  You have planned your goals for this year, you have started some of them but "little thi...
01/12/2007
Hello All,http://activerain.com/groups/brevardIf you are a Real Estate Agent in Brevard county or have buyers or may have future buyers, then I encourage you to join the new group, BREVARDigans.  Here you can list your inventory.  From Palm Bay, Melbourne, Cocoa Beach, Merritt Island, Titusville ...
01/06/2007
Adjustable-rate loans,also known as variable-rate loans, usually offer a lower initial interest rate than fixed-rate loans. The interest rate fluctuates over the life of the loan based on market conditions, but the loan agreement generally sets maximum and minimum rates. When interest rates rise,...
01/06/2007
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THANK GOD IT'S FRIDAY!  I hope everone will have a great weekend!  And if anyone is doing an open house this weekend, ask me how you can maximize on your close ratio with your open houses.  You can simply email me or call me.  Let me show you how I can help with no cost to you and very little eff...
01/05/2007
I think all people on some level want to be successful.  Yet few people ever take the time to really define what success means to them.  They know what it does NOT feel like, in other words, they know they are not where they WANT to be, but ask them exactly what success means to them and it takes...
01/04/2007
 Another new year and if you are like me, this is the time (actually, Dec. 2006, but it's not to late) to set your goals for the year.  I've been to many seminars, read books and watched and listened to CD's, Tapes, Video's about this subject, but all of them seem to have basic concepts in common...
01/04/2007
With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, paymen...
01/02/2007
Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. Yo...
01/02/2007
Think bankers have better prices and more mortgage programs? Think again!Mortgage Brokers make 65% all home loans closed each year. Have you ever wondered why your neighbors selected a Mortgage Broker as their mortgage provider? Because . . .Customer satisfaction is the key to a Mortgage Brokers ...
01/02/2007
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Phillip Lanier

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