Our Home Team's (ourhome4you) Blog

#1 Needs Analysis   Congratulations on your decision to purchase a new home. Your first step toward buying your new home will be to analyze your needs. By analyzing your needs you will be able to get a clear picture of exactly what you want your new home to look like and how it should function fo...

Owning a home should significantly increase your financial net worth, which is the difference between your assets, including bank accounts, retirement accounts, stocks, bonds and mutual funds, and your liabilities or debts. You might think that it's counterintuitive: having a mortgage, or a debt,...

Consider Resale Potential As you look at homes, you may want to keep in mind these resale considerations. One-bedroom condos are more difficult to resell than two-bedroom condos. Two-bedroom/one-bath single houses generally have less appeal than houses with three or more bedrooms, and therefore h...

Here are some tips to help determine which house is best for you. Once you've settled on a couple of preferred neighborhoods for your home search, it's time to pick out a few homes to view. Having a house features “wish list” keeps you focused on which features are most important to you. When nar...

Narrow your home search by identifying neighborhoods that are right for you. This helps keep your search focused and efficient. Your local REALTOR® can offer neighborhood information to guide you in your search. When evaluating a neighborhood you should investigate local conditions. Depending on ...

Read This Report Before You Sign Anything! The right or wrong decision when signing your home mortgage can mean thousands of dollar's difference in interest paid.  There are very important considerations to evaluate before you commit to a mortgage and promissory note.  For many of us, our mortga...

Relocating Out Of Town? Relocating?  Do you desire to buy a new or second home to escape the cold weather four to six months of each year?  If you answered yes to these questions, relocation can be a hair-raising experience.  A roller coaster of emotions from choosing the right agent, to finding...

.  Are you just out of college or new in your career or job?  Are you making big rent payments but have little or no down payment?  What if you could buy, are you confused between new construction versus  existing homes?   Buying a residence can be a fretful experience, one that you may be thinki...

  ARE ALL REALTORS® ALIKE? No. There are four types of Realtors: Seller Agents, Exclusive Buyer Agents (or Brokers), Dual Agents (including non-exclusive Buyer Agents), and Transaction Brokers.  1. SELLER AGENTS - list property and represent the seller. Remember that if you are buying a home and ...