Khash Saghafi's (okstcwbys) Blog

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Mortgage and Lending - Liberty Home Mortgage Corporation - Originator NMLS ID 120117
RECENT BLOG POSTS
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“One day you will be at the place that you always wanted to be. Don’t stop believing.” This saying so describes where I was to where I am. I did a presentation last week to a great group of young college athletes who have now graduated and are moving into the real world. The talk was on how to bu...
08/13/2018
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Many customers who are about to buy a home are sometimes presented with a new job offer or a new opportunity and they are not sure whether or not they will qualify for a new home or if they should pass on the job. Here are some pointers when it comes to those who either have less than 2 years on ...
08/12/2018
If you are wondering what part of a tax return a mortgage lender looks at to use as qualifying income if you file a Schedule C, here are a few pointers:1) Look at line 12 on page 1 of your 1040 for 2016 & 2017. Add up those two years together for line 12 and divide by 24 (months). The number you ...
08/11/2018
I met with a young man yesterday who wrestles for Cornell University (which is one of the top wrestling schools in the country). He was such an impressive young man with such a bright future. He asked incredible questions and definitely showed me that today’s generation of kids have a lot to offe...
08/10/2018
If you believe in who you are, you will become what you believe. I think that I am the king of stealing these inspirational sayings off of Google (yes, I am convinced that Google knows everything). This saying really struck me when I saw it. If you believe in who you are --- you will become what ...
08/09/2018
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Are you struggling right now and you need help with something? Maybe you are out of work and need a job. Maybe your current job is bringing you down and you need a NEW job. Maybe you are battling your weight or trying to fix a broken relationship. Who knows, maybe you are great and you just want ...
08/08/2018
How powerful is the mind? I can tell you firsthand from my personal experience that posting a positive thought every single morning has made it easier and easier to stay positive and rebound from failure in my life. I can write chapters and chapters on how many times that I have failed at somethi...
08/07/2018
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All I need is within me. Think of how powerful that statement is. What really stops anyone from being great? The more that I have analyzed this one single thought, the more that I have arrived at the conclusion that it is truly me. Do you have a defeatist and negative attitude? Do you wake up eve...
08/06/2018
This is just a basic general reminder that standard condominiums which meet Fannie Mae guidelines are eligible for 5% down on a conventional loan. A seller can pay up to 3% of the purchase price towards the buyer's closing cost in that scenario. A buyer must be at least 4 years out of a bankruptc...
08/05/2018
In a rising market, sometimes appraisals come in short. In a market where there are multiple offers on one single home, sometimes the home is purchased for MORE than the asking price (and sometimes, A LOT more). In any case, did you know that anyone involved in the transaction is allowed to speak...
08/04/2018
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Khash Saghafi NMLS

Mortgage Loan Officer, Cleveland OH NMLS 1114762
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