Khash Saghafi's (okstcwbys) Blog

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Mortgage and Lending - Liberty Home Mortgage Corporation - Originator NMLS ID 120117
RECENT BLOG POSTS
Reason Number 4 – You might need a job someday or they might need a job someday. Here is a crazy question – have you ever needed a job? If you own a business, have you ever wanted to hire someone and grow your business? If you do any job long enough, chances are that some of your “competition” mi...
08/23/2018
Reason Number 3 – Negativity brings you down. Too many people see their competition as enemies and threats and because of this, expend a lot of energy on just being negative. Negative thoughts and emotions bring you down. They ruin your day. They soak up your energy and make you less efficient at...
08/22/2018
Reason Number 2 – You will learn new things I love it when people say that they don’t want to give up their secrets. That is a complete joke. Secrets? Newsflash everyone – “Sales” has been in existence since the human race began and it shall be here until the dinosaurs return to rule the world. T...
08/21/2018
This is a 5-part series on why you need to embrace your competition. Reason Number 1 – More opportunities for business will come to you. There are always better ways to do things. There just are. Every system which exists can always have a specific PART to that system become more productive and e...
08/20/2018
I always tell people that the first step of seeing if someone qualifies to buy a home, is to check their credit. I say that it takes 3 things to qualify for a mortgage:1) Credit -- Credit determines if you can even GET a loan2) Income -- Income determines how BIG of a loan you can get3) Money -- ...
08/19/2018
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Here are some down payment basics: Conventional:   Minimum is 5% (there are some 3% options), but the basic for everyone with no strings attached is 5% (this goes for condos, manufactured homes, modular and single family homes). On a 2-family home, the minium down payment is 15% Minimum on a sing...
08/18/2018
All we have is NOW. Think about that. Dwelling on setbacks and things which bring us down serves no purpose. Worrying about what happens tomorrow or next week or next year does not further where we are today. The truth of the matter is that all we have is this moment, right now. What we choose to...
08/17/2018
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“You miss 100% of the shots that you don’t take” – Wayne Gretzky. How can you argue with The Great One? Take chances and take risks. Put some money on the line and try something. Expose yourself to failure and watch what happens to you. If you don’t have confidence in yourself, then work harder, ...
08/16/2018
“We are shaped by our thoughts and we become what we think”. I read that the other day and this is something which I have been working on for years on Facebook with my posts. I still need a ton of work, but keeping my mind focused on positive thinking has helped me so much. Dwelling on negative t...
08/15/2018
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“If you have ever fallen down and lost your spark, get back up as the whole damn fire…”. I love that thought. I do not have any tattoos, but if I were to get one, it would be the Phoenix.  I love everything which it symbolizes. Every single one of us has been in a place wanting to quit and wantin...
08/14/2018
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Khash Saghafi NMLS

Mortgage Loan Officer, Cleveland OH NMLS 1114762
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