Khash Saghafi's (okstcwbys) Blog

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Mortgage and Lending - Liberty Home Mortgage Corporation - Originator NMLS ID 120117
I am entitled to nothing. Every single morning I wake up, that is one of the things which I say to myself. What does this thought do for me? It makes me work harder. I don’t worry about what other people are doing or saying. It causes me to rely upon myself, think more, focus more and dig in more...
Discipline and Consistency. Ever since finding out that I had high cholesterol, I have become more disciplined and consistent with my diet. What is so amazing about that is that I have found that this has helped me become more disciplined and consistent at work.  I always mean to do things with m...
The power of thought. Think about this thought and then let’s analyze it a little more. Over the last few months, I have really been trying to focus my thoughts on my goals and dreams. This has led me to the following conclusions. When I thought about things which I have lost or things which I PE...
Your story matters. So I’m at Old Time Pottery this weekend shopping for office decorations and I see that saying on a picture and it hit me like a hammer. Think about that – “Your story matters”. MY story matters. OUR story matters. Every single one of us has a story. They’re all different, but ...
This is an interesting product.The borrower closes on the loan as if they were buying an existing home (when the truth is that it is just vacant land at the time of the closing).  You can go FHA, VA, USDA or Conventional with it.  This means that your buyer can go with a newly constructed home wi...
Here is Khash's solution to income problems -- CO-SIGNORS.Two other lenders declined a borrower who is supposed to close shortly and the only question I asked which the other two did not was -- can mom & dad co-sign?? Remember -- co-signors can help resolve INCOME issues (especially for those who...
Thinking positive thoughts is hard work. It really is. Posting on Facebook and recently Instagram and Active Rain has really helped me control my thoughts better and helped me focus on staying positive. I write all of my own posts. Sometimes I hate them and feel like they are really bad and other...
“I learned that you could influence people with a smile and enthusiasm.” – Ray Kroc. If you do not know who Ray Kroc is, Google him. He knows a thing or two about a thing or two. More important than that, re-read what he said. Better yet, I’ll type it again. “I learned that you could influence pe...
You can have more than you got because you can become more than you are. Think about that. You can have more than you got because you can become more than you are. I love the last part of that phrase -- you can become more than you are. I can become more than I am. That is such an empowering stat...
“The pessimist sees the difficulty within the opportunity and the optimist sees the opportunity within the difficulty”. This is possibly my favorite saying of all time. I originally heard Martin Luther King, Jr. say it and then found out later that it was originally said by Winston Churchill. The...

Khash Saghafi NMLS

Mortgage Loan Officer, Cleveland OH NMLS 1114762
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