Khash Saghafi's (okstcwbys) Blog

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Mortgage and Lending - Liberty Home Mortgage Corporation - Originator NMLS ID 120117
Have a safe 4th out there today everyone and have some fun!!
I saw this thought the other day, it said, “One day you will be at the place you always wanted to be. Don’t stop believing”. I loved it. Isn’t that what it’s about? To never stop believing?  Ultimately, that is what makes or breaks us – believing that we can achieve whatever our goal is and havin...
“The pessimist sees the difficulty within the opportunity and the optimist sees the opportunity within the difficulty.” This is easily one of my favorite sayings of all time. Which one are you? I know which one most people THINK they are, but in a closed room with no one around, be honest with yo...
This is my 3rd reason as to why lenders will delay closings.  Check out my previous blogs for reasons #1 and #2. Mortgage Lenders have something called a 'Warehouse Line'.  It is a big gigantic credit card which we get to cash advance to fund a loan.  Has a title company ever said to you (the age...
"Overlay" is a word which real estate agents need to learn.  What does it mean and why is it such an important word to learn? Easy. It is the reason why some lenders will approve a loan while others will decline it. Lending begins at the BACK of the line and NOT the front of it. There are 3 playe...
Ok. I’m not about to get religious on everyone and I have struggled with whether or not to throw this one out there, but here goes nothing. I have only been to church for weddings and funerals and I have never read the bible, but I do have a set of beliefs. One of those beliefs is that I believe ...
“Nothing can dim the light that shines from within” – Maya Angelou I love that saying. I just do. Think about how much it says.  When you believe in yourself, and I mean like, really BELIEVE – who or what can truly stop you from achieving whatever your goal is? I have the answer -- NO ONE and NOT...
Stumbling blocks are simply stepping stones. It’s really true. No one likes being dead broke, struggling with bills or health issues or not getting what they have rightfully worked for. But when you really think about it, that’s just life. Every single person, no matter how rich or how poor, has ...
Every time you stay out late;  Every time you sleep in; Every time you miss a workout; Every time you don’t give make it that much easier for someone to beat you. A friend sent that to me last week and it felt like someone stuck a cattle prod in me with 10,000 Volts. Just think about t...
“Ask NOT what your country can do for you, ask what YOU can do for your country!”. Famous words said by President John F Kennedy on Friday, January 20th, 1961. So many people are too worried about what they are owed or what everyone else can do for them. I have to ask more of myself. More of myse...

Khash Saghafi NMLS

Mortgage Loan Officer, Cleveland OH NMLS 1114762
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