Khash Saghafi's (okstcwbys) Blog

Leaders are examples and not exceptions. I heard someone say that the other day and I absolutely loved it.  Think about that. Leaders are examples and not exceptions. Instead of looking at people whom we look up to as “special” or “unique”, why not look at them as EXAMPLES of what WE can possibly...

Are you the same person you were 15 years ago? 10 years ago? 5 years ago? If you think about it, you really should not be. You should be a better version today of the person you were back then. I am constantly analyzing what I can do better. I have learned that the person who must change is ME. I...

Are you the same person you were 15 years ago? 10 years ago? 5 years ago? If you are, shame on you. I am constantly analyzing what I can do better. I have learned that the person who must do better is ME. I have to do better. I have to be a better person, a better boss, a better business owner an...

Do not allow your fear of failure to be greater than your desire to succeed. Say that to yourself over and over. Do not allow your fear of failure to be greater than your desire to succeed. Every single one of us is afraid of multiple things. From the greatest athletes to the people with the most...

These are the documents which a borrower or borrowers need to put together as soon as possible.  Of course, not all of these documents are needed, but anyone who can get these together before or super early on in the transaction will ensure hitting their contract dates.  2016 & 2017 tax returns (...

Quick blurb on condominiums for my real estate agent friends.  Here are some pointers to keep in mind if you are involved in a condominium transaction or you are listing a condo: 1) Remember to give the lender a name & phone number of someone at the homeowners association as soon as possible so t...

Safety I received a call from a listing agent the other day wondering why on a conventional loan, a GFCI outlet would be required by the appraiser to be replaced. She made a huge point to remind me that this was a conventional loan and not an FHA loan.   An outlet issue is a SAFETY issue and NOT ...

As we roll into Memorial Day Weekend, here is a speech by Senator John Glenn when he was running for the Senate versus Howard Metzenbaum. Metzenbaum accused Glenn of “not having a real job”. Talk about a tribute to the military: Metzenbaum: “How can you run for Senate when you’ve never held a ‘jo...

I heard the coolest story recently. It’s the story of the Chinese Bamboo Tree. In short, the bamboo seed lies dormant for 5 years and following 5 years of watering, sun and nurturing, it then grows 90 feet in 6 weeks!! So here is the question and my point of posting about it – does the bamboo tre...

The human spirit. I have been trying lately to spend five minutes either early in the morning or later in the evening to focus on positive thinking. I have come to notice that the more that I focus on positive things, positive thoughts and imagine my spirit as something tangible inside of me, the...