Things vary from state to state, and it is never good to presume something is included if it is not in writing. You do not suddenly want to have to find the money for something you thought was included. As you can see in this photo below from a Pennsylvania agreement of sale, a lot of things are
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01/06/2025
Many people want to buy a home, but the thought that they have bad credit or when younger or new to the country no credit makes them believe they cannot purchase a home. The answer is that there are many options for low credit score buyers, and secondly that it may take some time, but it is not h
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01/04/2025
My planning for 2025 began a couple of months ago as I looked back over 2024 and planned for 2025. To make a plan you need to know where you are to begin with, which is why it was important to consider 2024 first. After doing that I considered my goals for 2025 in light of 2024 results.2024 was n
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01/03/2025
I wish everyone a Happy and Prosperous New Year. May each one of you discover something new and wonderous this coming year. May friends support and enrich your life.For those still working may your clients be fun to work with, and willing to refer you new clients who are also fun to work with. Ma
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12/31/2024
I just completed a deal with a very patient listing agent. We had a delayed settlement of 8 days. Not once did he raise his voice or get annoyed. I have had those agents on the other side of a transaction and they do not help. He actually said to me, I know you are working at this and doing your
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12/28/2024
One of the questions many buyers have when moving from one area of the country to another is how do I choose a neighborhood? Having moved to the Philadelphia area from London, England I can totally understand this quandary.There are lots of different things that go into this decision, most of the
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12/18/2024
Buying a home is a great step to building wealth. Homeowners build wealth much more quickly, a recent report, November 2024 from the Aspen Institute's Financial Security Program said it was huge. A renters median net worth was $10,000, a homeowner's is $400,000.But, when buying a home there are s
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12/17/2024
I remember as a young child being introduced to classical music. It was so grand, the richness of the sounds, and the drama. I think at school they played us Peter and the Wolf to learn about music. But, I remember going as a young child to see Tchaikovsky's 1812 overture, with real cannons being
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12/16/2024
Well it did not feel like Charlotte weather, but Annie and I had the opportunity to meet up with Debe Maxwell at Southern Pecan Gulf Coast Grill for lunch the day after Thanksgiving. Nina Hollander had a prior lunch engagement or else she would have been there as well.Whenever I travel, I always
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12/04/2024
When I first came to America things did not go as planned. The result was some very tough times and a severe shortage of money. Xmas was a time when we put the kids first and made sure that there was plenty of good food on the table. But for us we had to get creative, over a couple of years we ca
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12/03/2024