Michael's Blog

It is such an incredible time to buy! Rates are awesome! Inventory and selection are at incredible prices! Banks are dealing on the Foreclosure/REO's! Home Sellers are working with buyers and paying closing costs! Let me know what you're looking for and I can find it! Hopefully this was helpful. ...

Is your next home going to be a brand new construction home?  Building a new home can be a very smart and fulfilling way to go since you get to select certain items from scratch, and often times select the home site or plot of land in which to build.  But often times building a home brings new ch...

Is now the absolute-most-perfect time to buy a home in greater Cincinnati?  Well, only history will tell when the absolute-most-perfect time to buy a home in greater Cincinnati was, but by then it will be too late to buy at the absolute-most-perfect-time.  What "now" is however is a great time to...

Do you qualify for a short sale and is it a good idea?  The short answer is that if you have fallen behind on your mortgage payments and you have negative equity in your home you likely qualify for a short sale.  Furthermore, as long as you're not sitting on a pile of cash in the bank your lender...

Foreclosures are everywhere throughout the country and Cincinnati is no different.  Now is a great time to snag a foreclosure and have the chance to acquire a home with some built in equity.  If this is your first foreclosure or 100th, keep these 5 things in mind to make the next purchase a succe...

                                                                  ~The 2009 First Time Homebuyer Credit  ~This is a true tax credit, not an interest free loan!  ~The 2009 amends the original credit (the 2008 First Time Home buyer Credit) and eliminates the pay back (recapture) provision among oth...

ARE YOU GETTING FORECLOSED ON IN CINCINNATI OR THE SURROUNDING SUBURBS? WOULD YOU RATHER WALK AWAY WITHOUT OWING YOUR LENDER MONEY FOR THE REST OF YOUR LIFE? DO YOU WANT TO MAKE SURE YOUR LENDER DOESN'T FILE A DEFICIENCY JUDGEMENT AGAINST YOU AFTER SHERIFF'S AUCTION FOR THE DIFFERENCE YOUR HOME S...

Are you behind on payment? Are you facing foreclosure? Have you thought about walking away from your home? Are you fed up with trying to figure out what to do? Let me HELP.  You still have options and one of them might be a short sale.  Short sales typically are less damgaing to your credit which...

Can you afford a home?  If you're paying more than $700 a month in rent you probably can.  Can you qualify for a loan to buy a home?  I'm not sure but I can help you find out for free by talking to a professional mortgage advisor.  I can point you in the right direction to find out if you can buy...

People tell me all of the time the reason they are renting a home or apartment is because they thought that in order to purchase a home they needed to have 20% for a down payment and have perfect credit.  I'm often amazed at the many misconceptions certain folks have about real estate financing a...