The world according to Craig

Despite the rush to lock in at the historical low fixed rates, variable rate mortgages still may represent an attractive option for many borrowers.   When the Bank of Canada last lowered the prime rate to 0.25%, Mark Carney took the unpresented step of stating that the prime rate would not increa...

Even if your credit is less than perfect, no downpayment financing may still be a realistic proposition.   There are a few basic things lending institutions look for on 100% deals if your credit is somewhat damaged. 1.  Are all of your bills currently up to date?  If you are running a payment beh...