Richard Woodward's (mortgagepros1) Blog

How Can An Owelty Lien Ease Your Divorce?By Elisa ReiterIf you start with a definition from the dictionary, you may walk away without realizing what a wonderful device an owelty lien can be. Definition of OWELTY • Law Dictionary • TheLaw.com.Don’t walk away! Let’s say you and your partner are dis...

Rising Mortgage Rates Force Buyers to make offersYou’ve likely heard that mortgage rates have risen and you are considering buying a home . It’s normal to wonder how mortgage rates will affect your homeownership plans, since they have risen by 2 percentage points.Buyers are responding in one of t...

How to get your offer accepted as a cash buyer and still finance. Are you a home buyer or Realtor making offers on homes only to be beat out by cash buyers?  I know it is frustrating.  You are a perfectly good buyer with a strong pre-approval for financing. But in today’s market, sellers think ca...

You need the right legal representation to help you resolve a family matter or planning for a divorce. You also want to make sure that the family lawyer or divorce attorney you choose has the experience and knowledge necessary to handle cases similar to yours. It is important that you take the ti...

I want to help you buy your Texas, Colorado, Oklahoma, or Kentucky home. Mortgages Made Easy And a $600 Appraisal cost credit.I’m offering up to $600 credit towards your appraisal for home buyers.  I want to help you become a homeowner. For a limited time only, I will credit you $600 towards your...

The Mortgage Business has Changed in 2022The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For e...

Mortgages for people with hard to prove incomeOur no income verified mortgage is perfect for those individuals that have hard to prove income.  Self-employed people often have a hard time showing income if they have a great accountant.   The accountant’s job is to make sure that you pay as little...

No mortgage insurance for you!No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost.What Is Mortgage ...

Introducing our Mortgage Rate Lock & Shop Program.Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract...

8 Things to Know About Selling Your House Before or After DivorceThere are many things to consider and decisions to make when going through a divorce process. One of them is figuring out what to do about the house. In some cases, one of the partners keeps the house; however, this can become an in...