RECENT BLOG POSTS
I want to help you buy your Texas, Colorado, Oklahoma, or Kentucky home. Mortgages Made Easy And a $600 Appraisal cost credit.I’m offering up to $600 credit towards your appraisal for home buyers.  I want to help you become a homeowner. For a limited time only, I will credit you $600 towards your...
02/18/2022
The Mortgage Business has Changed in 2022The mortgage business is changing in 2022 in a number of different ways. We are going to look at what is coming in 2022 for the mortgage business and the Real Estate business. Forecasting is not easy these days, especially when it comes to economics. For e...
01/13/2022
Mortgages for people with hard to prove incomeOur no income verified mortgage is perfect for those individuals that have hard to prove income.  Self-employed people often have a hard time showing income if they have a great accountant.   The accountant’s job is to make sure that you pay as little...
12/16/2021
No mortgage insurance for you!No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost.What Is Mortgage ...
11/24/2021
Introducing our Mortgage Rate Lock & Shop Program.Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract...
11/09/2021
8 Things to Know About Selling Your House Before or After DivorceThere are many things to consider and decisions to make when going through a divorce process. One of them is figuring out what to do about the house. In some cases, one of the partners keeps the house; however, this can become an in...
08/02/2021
Become a Certified Approved Homebuyer! Have you noticed that the housing market is super competitive?  Are you having trouble getting our offer accepted? As you shop for your dream home, there is one thing that can put you at an advantage with the seller. We provide that with the expertise and te...
07/22/2021
Refinance rates drop as Fannie Mae removes adverse market fee.Refinance rates drop as #fanniemae and #freddiemac drop the adverse marketing fee.  This will enable more of the 12 million homeowners that have not already refinanced take advantage of these new lower rates.Tumbling mortgage rates jus...
07/21/2021
What you need to know about Texas cash-out refinances By utilizing a Texas cash-out refinance homeowners can tap into their home's equity and very low-interest rates. Because Texas has unique home equity cash-out refinance laws, we have frequently asked questions regarding Texas home equity mortg...
06/30/2021
Bridge Loans | How to Buy Your Next Home Using a Bridge Loan without selling first.A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from your current residence into your new home. Homeowners can use these short-term lo...
06/03/2021
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Richard Woodward NMLS#217454

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