My Mortgage Buddy's Education Center

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Mortgage and Lending
RECENT BLOG POSTS
The Mortgage Buddy Rate Outlook for the Week Beginning August 8th This is going to be one of those weeks for everyone who has ties to the financial industry in one way or another. Are we on the verge of a double dip recession? If we look at the earnings reports and jobs numbers, no. Even though t...
08/07/2011
So today at around 130pm. The credit rating agency Standard & Poors sent over to the White House and the Treasury Department their report that they were to down grade the AAA rating of the US debt one notch. The treasury quickly reached back to S&P to dispute the method of calculation, but, even ...
08/05/2011
I mentioned in a previous post that I'm not the "education coordinator" for my local BNI group. For those unfamiliar with what BNI is, it stands for Business Networking International. It's a group for like minded business professionals and business owners to meet once a week and exchange busines...
07/31/2011
The Mortgage Buddy Rate Outlook for the Week Beginning 8/1/11 Rates are going to revolve around two major factors this week. The Debt Ceiling talks and the July Unemployment report on Friday. There was major debate over the last week as to what was going to happen to the bond market with the unce...
07/31/2011
Use Testimonials To Envoke Emotions About Your Business Nothing expresses the great work than you do for your clients than the words of a previous satisfied client. In my opinon, testimonials are social proof that your trade,service, or product are of doing what you worked so hard to accomplish. ...
07/27/2011
I'm a close follower of the news and the world markets and have been embarrassed by the political jockeying going on in Washington. It doesn't matter which party you follow, both have their strengths, weaknesses, and shared responsibility for the mess we are in and the pace at which we are coming...
07/26/2011
I just wanted to highlite an alternative to the FHA 3.5% down loan for clients with strong credit scores and lower debt to income ratios. Overview This is a loan program that provides a fixed interest rate and level payments for the life of the loan. This program is for borrowers with good credit...
07/25/2011
This is going to be a very interesting week in the market. We have a lot of political issues that could pressure the market and hamper the positive energy coming out of a very good season of earnings. The countdown is on for what is going to come of the debt talks. It's frustrating for all Americ...
07/24/2011
I was recently selected to be the "education coordinator" for my Wed. am BNI (Business Network International) group. What this essentially means, is that I will be doing a one minute education spot every week discussing ways to build business and connect people. One of the many reasons I joined ...
07/23/2011
This is a fantastic post by Rebekah Radice. This blog talks about a great program available through FHA to help college age siblings begin the road of building equity as a home owner.As a parent of two college kids I know how expensive tuition, housing, meals, books and other miscellaneous costs ...
07/20/2011
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John Saari

"The Mortgage Buddy"
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I decided to start writing this blog to be an education resource to my referral partners and my clients. We live in a new world of mortgage lending in which we need to be up to date on the changing underwriting guidlines and mortgage products offered. It's through these updates that we will all be able to provide our clients with the customer service they derserve and expect. It's my belief that this industry insight is what will take our business to the next level. Education = Confidence