Mistowski's (mistowski) Blog

Owning your first home, especially when house hunting in Princeton, Texas, is an enticing adventure that brings to mind comfort and stability. But, the road to get there can be very daunting and stressful. In the midst of all the house-hunting excitement, it's important you keep your mind focused...

You've found the perfect house in the perfect location, and it's so close to being yours! But, before you can make an offer, there are a few tips you should keep in mind to be sure that everything goes as planned. 1. More or Less?Making an offer on a home isn't always about getting a discount off...

If you and a co-signer are going into the home buying process outside of a marriage, you should consider some important factors before both of you put your names onto the paperwork.In 2017, about 16% of first-time homebuyers were unmarried couples, a number that is continuously on the rise. But, ...

If you’re a new homeowner, you’re likely asking the common question: When will your first mortgage payment be? There is often a considerable gap between your closing date and your first payment. So long, sometimes, that you might actually wonder if you’ve missed it!If you’re wondering when your f...

Debt-to-income ratio, or DTI ratio, is used by lenders to calculate how much of a mortgage payment they can justify giving you. You will want your DTI to be on the lower end in order to qualify for a larger mortgage. This article will cover how to calculate your DTI ratio, and the ideal ratio in ...

When the GI Bill of Rights was signed into law in 1944 by President Roosevelt, the VA loan program began opening doors for military veterans and their families. In the United States today, more than 25 million veterans and service personnel are eligible for financing through the VA loan program, ...

The Department of Veterans Affairs (VA) offers appealing home loan options to qualifying service veterans. However, there are some strict requirements that must be met before a veteran can qualify for a VA loan. Once qualified, though, VA loans can offer many benefits and advantages for borrowers...

Forming strong business relationships takes time and effort on your part, but these relationships can make a world of difference in your performance and success. Here are 4 tips to help you build a foundation and improve your interactions with real estate agents, as well as help you stand out fro...

As you get older you may not want that giant houseThere are plenty of reasons why many retirees decide to pack up, sell the family house and move to other areas. Some do not want to climb all those stairs anymore. Others don't want to hassle with the lawn or maintenance. Most simply realize, they...

There are plenty of reasons to buy a home now.Interest rates, rising home rates, and a shrinking inventory are all reasons why 2017 is so crucial to home buyers. We all know by now that those record low-interest rates cannot last forever. With two more interest rate hikes on the horizon, this is ...