Mike Rankin's Blog

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Mortgage and Lending - ClearPath Mortgage Solutions, Inc. NMLS #1394615 - NMLS # 423279

ARCHIVED BLOG POSTS

2014 

You have have heard of it... No PMI (Mortgage Insurance) with only 5% down.   Is it true and does it work? Yes and yes!    Typically, when you put 5% down on a Conventional Mortgage loan you are paying mortgage insurance that is ordered via the bank and paid in your monthly mortgage payment.  Hen...
08/18/2014
7 Comments
Does a smoother mortgage process exist?   That is the one frustration I hear form every person I’ve ever known who has gotten a mortgage before in some form or fashion.   After hearing this concern over and over I decided it's time to do something about this. To create a smoother sailing process ...
08/17/2014
4 Comments
How important are Plan B's to you? In the last week I was referred 4 borrower’s that were turned down by their local bank, credit union, or mortgage banker.  One specifically was Carl.  Carl was turned down the day before closing because he missed a late payment on his credit card and his credit ...
08/13/2014
The 8 Most Critical Words  “Do the Most Important Thing At Every Moment” My dad taught me this and it has made a world of difference.  Most of us spend a lot of time doing the things that are easiest, but least productive.  We learn to work smarter and not harder partly by following this saying. ...
08/12/2014
Boundaries or Business…Can they exist together?   I recently realized how much of a slave I had become to my email and my phone.  I hated that I felt controlled to check my email immediately upon waking up and at every other waking minute of the day. My wife would constantly get on me about being...
08/10/2014
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Mike Rankin

Mortgage Consultant
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