Ron Cooks's Blog

There was a young woman who had been diagnosed with a terminal illness and had been given three months to live. So as she was getting her things 'in order,'  she contacted her Pastor and had him come to her house to discuss certain aspects of her final wishes.   She told him which songs she wante...

Brenda Mullen summs up buying versus leasing a home in a very pratical way.  After looking at the figures she's generated it's easy to see why buying a home is a much better option. Renting a Home is Like Leasing a Car...Sounds Good at First Renting a home is like leasing a car...it can sound goo...

Alan offers some sound points for those faced with short sales.  The steps one must take before, during and after the process are arduous at best; these points will prepare you for the journey.SHORT SALES... the bane of our existence.  But like it or not, for the moment, they're here to stay, so ...

Doug Rogers offers some great advice for those looking to go for it without the assistance of a professional. He's provided some great food for thought for the seller.  These days every penny counts. As the father of four daughters I certainly understand the need to save a buck. Owners who try to...

Customer service is paramount when choosing a lender, especially if a problem arrises. Julie, makes it clear that you get what you pay for when it comes to choosing a lender; cheaper isn't always better.Often times buyers miss the point in the beginning of an Escrow that choosing a lender with am...

If there is a way to separate people from their hard earned money someone will devise a scheme to do so. Amy Mullen issues this warning in preparation for the 25 Billion dollar foreclosure settlement.    Warning: Scammers are on the prowl, claiming to have your share of the foreclosure settlement...

Another great blog by Mark Taylor.  This time he discusses a subject that effects a great many potential home seekers.  Jumping over the credit hurdle is tough enough, but these new rules raises the height of the hurdles.New Rules - FHA Changes how we handle disputes and collections on Credit Wel...

Mark Taylor offers this post with a warning for the self-employed.  It was already tough for the self employed, these rule changes just added a cog in this complex machine.FHA Changes rules for Self Employed Borrowers Documentation Requirements for Self-Employed Borrowers – Effective for all case...

A friend and I were talking about the good ole’ days then we started to amass a list of items we’ve experienced but our kids and in some cases grandkids would know little about.  To name a few:The CD was introduced two years before they were born. They have always had an answering machine. They h...

Doug issues a warning that must not be overlooked by either the seller or their agent. After reading his post you'll find that it is much safer to overdisclose a home defects than under.   A recent listing appointment turned awkward when it came time for the sellers to complete the home condition...