Tampa Mortgage Blog

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Mortgage and Lending - Your Tampa Bay Mortgage Source
My blog on the mortgage industry for Tampa, Clearwater and St. Petersburg, Florida.
RECENT BLOG POSTS
Today I logged onto my computer and was caught by a pop-up advertising a $350,000 mortgage for $999 a month.  WOW!  Normally, I shake my head and close them out.  Or, when I see the advertisements on T.V., I change the channel.  I had a reality check the other day when my finance' commented in re...
05/28/2007
Did you know there are trillions of dollars in adjustable rate mortgages that are going to adjust this year alone?  An even more frightening piece of information is that 1 in 2 homeowners do not know what type of a mortgage they have and worst of all, nearly 2 million homes will go into foreclosu...
05/15/2007
TAMPA, FL - Senior homeowners across the nation are now turning to a new source for cash income - their home. From paying for home repairs, home health care or medical expenses to paying off an existing mortgage or credit card debt, Reverse Mortgages are providing the means for seniors to move fo...
05/08/2007
There is an update to tell you about in our mortgage industry!  This comes from the spur of tightened mortgage guidelines and it is something to watch for here in our Florida market.  Many mortgage investors now are paying closer attention to the appraisals.  Specifically the area on the URAR tha...
04/25/2007
Over the past couple years, homebuyers have been able to take advantage of Down Payment Assistance Programs, such as AmeriDream, Neighborhood Gold and many others.  How do they work?  For example: a homebuyer is purchasing a home in Tampa for $200,000.  As a first time buyer, they didn't already ...
04/19/2007
Tampa, Florida - Home Ownership Accelerator is the new mortgage of choice for many home buyers looking for creative home financing options!  Have you heard of this mortgage product...The Home Ownership Accelerator?  This is a revolutionary home finance product sweeping our mortgage industry.  I a...
04/03/2007
When I take an application from a new home buyer, I always ask..."What is your comfort payment, what payment range are you trying to target?"  I think it's a bit suspicious when first time home buyers give a payment that is unrealistic with the price range.  Now, I have to say that when I think "...
03/28/2007
With the recent happenings in the mortgage industry and the tighter lending requirements in our industry, the big question is...Now What?  "If I can't qualify for a mortgage, what do I do?" Well, first of all, it doesn't mean you are a horrible person or that you can never own a home, it just mea...
03/27/2007
I'm curious...I am sure that in your business, like mine, the changes in the mortgage industry create a variety of different hurdles to overcome.  I have heard comments ranging from the guideline changes to the actual mortgage lenders and brokers dealing with customers.  I have a lot to say and w...
03/21/2007
FHA, VA mortgage in Tampa, or even in South Tampa...is this an option?  Yes!  In fact, it is a solution.  As a direct lender, we are fortunate to have the capabilities to write government loans.  Now, I have to sidebar and give you a bit of background about me to paint a picture here.  I started ...
03/21/2007
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LeahRoss

Tampa, Florida Mortgage
local_phone(813) 643-8430
smartphone(813) 625-3592
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My blog on the mortgage industry for Tampa, Clearwater and St. Petersburg, Florida. Page copy protected against web site content infringement by Copyscape