Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329
RECENT BLOG POSTS
Are you ready to buy a home? Buying a home is one of the most significant financial decisions you'll make in your lifetime. If you're considering purchasing a home in the near future, learn about best practices when applying for a mortgage. I’m here to guide you through every step of the process....
02/11/2022
February 4 is a Stuffed Mushroom Day. A special day that you can really sink your teeth into. If you like mushrooms, then you are certain to love them stuffed. Mushroom caps make the perfect bite-sized holders. Match them with your favorite stuffing, and you have a culinary treat. Stuffed mushroo...
02/04/2022
Being your own boss comes with a lot of positives: you get to set your schedule, you’re calling the shots, and it usually means you’re doing something you love. When you’re applying for a mortgage, having self-employment income can pose some challenges, though.What is Considered Self-Employment I...
02/03/2022
Don't worry – you won't have to re-live February 2nd! But I do hope I'll be your first choice when you select a loan officer to help with your next home purchase or the next time you provide a recommendation to friends or family. Whether Punxsutawney Phil predicts six more weeks of winter or not,...
02/02/2022
 When gearing up to buy your first or next home, it’s just as important to think through your personal readiness as it is to understand what’s happening in the housing market. These are a few reasons you might consider buying right now.  Mortgage rates are historically low. Rates have been low si...
01/31/2022
How Do I Build Home Equity?Home equity refers to the amount of your home that you’ve paid off, which is your stake in the property. Each month as you make your mortgage payment, you’re paying down the principal on your mortgage, thereby increasing your home equity. This is important because that ...
01/27/2022
 Remodeling your home is an exciting journey that lets you bring to life the vision you have for your space. While most of us have no shortage of ideas when it comes to how we want to set up our homes, you may need some backup to turn those plans into a final product.We outline all the important ...
01/21/2022
The items listed below are standard supporting documents and information commonly needed for loan approval. However, individual circumstances may dictate that additional information is required. ✅A copy of your most recent pay stubs covering a 30-day period ✅A copy of your last two years of W-2s ...
01/21/2022
Any loan or mortgage that is not backed or offered by a government entity is considered a conventional loan. Conventional loans are offered by institutions such as banks, mortgage companies, and credit unions. Although conventional loans are not backed by government agencies, there are a couple o...
01/14/2022
 You Can Usually Qualify for a Non-QM Loan with a Lower Credit ScoreQualified mortgages must meet standards set forth in the Consumer Protection and Dodd-Frank Wall Street Reform Act. Non-qualified mortgages aren’t backed by federal programs, and therefore don’t have to meet those specific guidel...
01/13/2022
Rainmaker
389,806

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733