Home Loans in Virginia, Maryland, SC, GA, & DC

The health and safety of our clients, employees, and communities is our top priority. We are dedicated to protecting everyone’s well-being while sustaining efficient operations and moving your loan forward.  Most mortgage transactions still require a full appraisal in order to move forward to app...

Basic Requirements to Buy A House Being prepared can make the process run more smoothly.  1.Credit Requirements. It doesn't have to be perfect-different mortgage programs have different credit requirements. 2.Employment Requirements. Most lenders require 24 months of consecutive employment. 3.Sav...

Mom’s are the greatest. They are always our strongest supporters. You can't do wrong in Mom's eyes. When you are hurt, or not feeling well....there is no one else that can help you more than Mom. So go out and celebrate Mother's Day. Spend time with her or if you can't be there, take time for a l...

1.Save for a downpayment and closing costs. It can take a lot of work to save up to buy your first home, and you shouldn’t stop when you’ve stashed away enough for a down payment.  2.Reduce your debts. Develop a budget to track your expenses how much you’re earning and spending, and what you’re s...

You could incur penalties for not paying.Penalties vary by city and state,but you could potentially lose your house. You might be able to pay by Credit Card.Check first to see if there's an added fee. You get a tax break for paying them.They're deductible on your federal return. You can pay them ...

As we reviewed in an earlier section, the credit bureaus’ scoring formulas take into account that consumers shop for the best rates and compare different loan programs. Each bureau will differ slightly in its treatment of multiple inquiries. FICO recommends focusing your rate shopping in a 30 day...

What have you bought to make your space just a bit more comfortable? Buying and moving into a new home can be one of life’s great joys. How do you make your space beautiful and comfortable while reflecting your personality in your home? Are you more of furniture shopping or appliances shopping? O...

  Are you ready to buy a home? Buying a home is one of the most significant financial decisions you'll make in your lifetime. If you're considering purchasing a home in the near future, learn about best practices when applying for a mortgage. I’m here to guide you through every step of the proces...

Right now, the safest thing you can do for yourself and your loved ones is to continue to social distance and stay at home. One day soon we’ll once again be able to welcome friends and family into our homes.  Who are you most excited to see?  #homeownership #firsttimehomebuyer #firsthome #homebuy...

Planning on selling your home? However, with the many remodeling ideas, choosing the right upgrades can be quite tricky — especially when you are working on a tight budget. Here are quick DIY fixes that are affordable and very effective, that can increase the value of your home. Add Crown Molding...