Lester has the Loan for you! Industry Update

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Mortgage and Lending - Blue Water Home Loans NMLS# 166527
RECENT BLOG POSTS
    The survey said... By a two to one majority, you asked for a trip on the Huron Lady II.   If you did not get your card, the trip is planned for THURSDAY, June 18th. That is this coming Thursday.   We can board the "Lady" at 6:10 PM. Sailing time is 6:30 PM SHARP!   For just $20 per person you...
06/15/2009
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"When America had symbols of Liberty and Republicanism on it's currency, we were free. The bad stuff started happening when we began putting dead politicians on our money. But, you'll know when things get to it's worst point, when they start putting living politicians on it."  I am not sure who t...
06/15/2009
If you are sales person or if referrals are your life blood than you need to check this out!  BNI Geared For Success Chapter might just be for you!   We are the second Port Huron, MI chapter of the BNI organization. Our focus is establishing a networking relationship with other local businesses. ...
06/15/2009
If you do business in St. Clair County you might want to check out the Fort Gratiot Business Association!   http://www.fortgratiotba.com MISSION: To promote and sustain the economic growth of local businesses and the quality of our community.VISION:The Fort Gratiot Business Association was organi...
06/15/2009
Recently a revised Administrative Notice (AN) was published on the topic of utilizing credit scores. This AN can be accessed at http://www.rurdev.usda.gov/regs/an/an4441.pdf The most significant change can be found in with applicants with 620 or higher credit scores but have any of the following ...
06/12/2009
I was informed today that the mortgagee letter regarding site condos being treated as single family residences will be issued by the end of this week or the beginning of next week at the latest (the letter is being signed).  This will mean that site condos, that do not have an association in exis...
06/11/2009
I once heard a story of a man who sold all he owned and used the capital to head West to try his fortune in gold.  He litterally poured all of his energy and means in to striking it rich in the gold rush.  After many months of exhausting and back breaking gold mining with very little to show for ...
06/10/2009
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The industry is challenging right now, so it is good to read words of encouragement.  I have always loved this poem. "When things go wrong as they sometimes will, When the road you're trudging seems all up hill, When the funds are low and the debts are high And you want to smile, but you have to ...
06/10/2009
"When you feel like giving up, remember why you held on for so long in the first place." ~ Unknown   "When one door closes another door opens; but we so often look so long and so regretfully upon the closed door, that we do not see the ones which open for us." ~ Alexander Graham Bell   "When you ...
06/10/2009
I was reviewing my closed business this past week and was reminded how important the local agents in St. Clair County are to me.  Upon looking reviewing my last one hundred closed loans I noticed that 85%+ of my business came from local real estate agents.  As I went through these deals I was als...
06/09/2009
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Lester Wilkins

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Various thoughts and insights into the mortgage industry. Mingled with a little humor and various musings by the author.