Lester has the Loan for you! Industry Update

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Mortgage and Lending - Blue Water Home Loans NMLS# 166527
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Whether you have poor credit or excellent credit - there is never a bad time to improve your credit score! Your credit score is an extremely important financial tool. It provides access to the financing you need in order to buy a car, a home, or pay for college tuition, among other things.       ...
11/14/2009
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Very interesting. Give it a try.  Memory Face TestThis test will determine if you're getting enough sleep or if your mind has really lost it! The test consists of three parts:You'll be shown 12 photos in the first part, You'll be shown another 12 photos in the second part, You'll be shown 48 phot...
11/10/2009
We have been expecting this for a while.  I guess we will just have to wait and see...Some congressmen are becoming more concerned about the Federal Housing Administration's financial plight and they want to increase FHA's downpayment requirement to 5%. Rep. Ed Royce, R-Calif., said FHA is operat...
11/10/2009
Sounds like fun!Welcome to Marine City MI. The Marine City Music and Arts Festival (a wonderful display of area talent)has been approved as a 501 (c) 3 non-profit organization!  Make a tax-deductible contribution today! Call Marine City Chamber of Commerce. 226 S. Water St. Marine City, MI  48039...
11/10/2009
Good link for any mold questions you might have.ByDr. Nathan Yost, MD.Building Sciences Corporation What causes mold to develop?Mold requires nutrients, water, oxygen and favorable temperatures to grow. Nutrients for mold are present in dead organic material such as wood, paper or fabrics; mold c...
11/10/2009
By now, word has traveled throughout the housing industry about the extension of the 2009 First Time Home Buyer Tax Credit. An added feature to the act is the inclusion of move-up buyers, those who have lived in their existing homes for a minimum of five years. These buyers, most of them anyway, ...
11/10/2009
The New and Improved Home Buyer Tax Credit The much-anticipated extension to the home buyer tax credit has finally been approved.  The Senate's vote yesterday resulted in a 98-0 win and today it was passed in the house.  The bill now moves to the President's desk for a final signature.  First-tim...
11/06/2009
We have two videos for you today. Well it started out as one video and quickly turned into two. We're continuing the series on Building an Web Presence. This episode focusing on Social Media, Facebook, Twitter etc. So grab a snack, maybe a fresh cup of coffee and let's do some learn'in! Part 1 Pa...
10/30/2009
October, 30 BN (2:45 PM EDT) Congress could approve extensions of an $8,000 first-time homebuyers' tax credit and unemployment benefits as soon as Nov. 3, Senate Majority Leader Harry Reid said. Reid, a Nevada Democrat, said today he has scheduled a vote late on Nov. 2 to bring debate on the issu...
10/30/2009
Here it is....the news we have all been waiting to hear.... This is reason to celebrate....the 'first time home buyer' $8000 tax credit has been extended...and....you will love this....it now includes.. MOVE UP BUYERS. Of course, there are many rule...limitations and other sticking points that y...
10/28/2009
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Lester Wilkins

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Various thoughts and insights into the mortgage industry. Mingled with a little humor and various musings by the author.