LenderBradford's Blog

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Mortgage and Lending - NMLS142066/250013
Information about Financing Options in Northern Ohio as well as information about people, places and events in Northern Ohio. Northern Ohio is a Great Place to live and work.
RECENT BLOG POSTS
TGI Fridays has again issued a Buy One, Get One dinner offer.    For anyone that is interested go to http://cozywallet.com/category/coupons/ and print the coupon.   Last time I posted this, I challenged the guys to use this to take their Ladies out to dinner.    How about this time it is the Ladi...
06/25/2009
Today, Inman started a 3 part series titled Editorial: 'Junk' fees bad for consumers.   The article brings to light the varied choice of names and amounts that are being charged to consumers during the process of financing a home.  This post is not to defend or support JUNK FEES as they are refer...
06/24/2009
Recenlty FHA new Condo Guidelines in ML09-19, to date I have not found specific guidelines as to the guidelines that FHA requires in order for a Condo to be approved for FHA Financing.   Below you will find the guidelines from FannieMae and FreddieMac.   In the past some Condo's have had issues w...
06/23/2009
Something needs to be done to Stimulate the Housing Market, coming up with the correct solution is the hard part.  Looking at some of the options, I see 100% FHA Financing Return of DPA Programs (Seller Funded) Current $8,000 Federal Tax Credit Other Government Grants Current $8,000 Federal Tax C...
06/21/2009
Having just spoken with a few Realtors and Buyers that were told by other lenders that OHFA funds are gone, Realtors should know that this is FALSE.   OHFA does still have funds available under their Rate Based Program and also under their Mortgage Credit Certificate Program.  One Realtor also sa...
06/17/2009
Another great post by a fellow ActiveRainer.   It shows the value of a Home Buyer making a phone call or two to verify rates and fees when searching for a loan.      It's time to have a quick class on FHA loans, the fees for FHA mortgages, and just a basic understanding on how all of this works. ...
06/14/2009
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I do not wish to be a Chicken Little here, however today I have seen a number of posts about the proposed increase in the 8,000 tax credit.   The posts I have read appear to be slanted that the 8,000 will be increased and extended.   I would not mind if the posts were directed to call your congre...
06/12/2009
Just to share a Good Deal to anyone that is interested.  Restaurant chain T.G.I. Friday's is offering a "Buy One Entrée, Get One Free" deal for its customers. Beginning Monday, customers can print a coupon for the free entrée, found on T.G.I. Friday's Web site. The deal lasts through June 22 and ...
06/10/2009
Recently, I have seen a number of Realestate brokers offering Involuntary Unemployment Insurance.   I have been looking into these programs and am interest if anyone has used this program that is being offerred by AmeriDream.  Some additional Information can be found here Also, does anyone know i...
06/06/2009
This is just for your enjoyment. No credit taken.
06/06/2009
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Tim Bradford

NMLS 250013
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Information about Financing Options in Northern Ohio as well as information about people, places and events in Northern Ohio. Northern Ohio is a Great Place to live and work.