LenderBradford's Blog

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Mortgage and Lending - NMLS142066/250013
Information about Financing Options in Northern Ohio as well as information about people, places and events in Northern Ohio. Northern Ohio is a Great Place to live and work.
RECENT BLOG POSTS
The Ohio Housing Finance Agency (OHFA) is planning on bringing back Down Payment Assistance early in February.   If you are a potential home buyer or a Realtor that would like more information on this program when it becomes available, please drop me a email.  Initial word from the OHFA is they w...
01/26/2009
Here is a short Video regarding How Values and Taxes are determined, It was done by Michael E. Kovack the Medina County Auditor and the basic information presents is good.  Below you will find some links that may assist you in filing a request for review of you Taxes and Tax Value according to co...
01/08/2009
Here is a short Video from Michael E. Kovack the Medina County Auditor regarding How Values and Taxes are determined.   Please watch it then continue to the links below to determine if your property is valued correctly with Medina County and if you are paying more taxes than necessary.  An protes...
01/08/2009
..NOW IS THE TIME TO FILE ANY PROTEST TO YOUR REAL ESTATE TAXES AND VALUES An protests or requests for lower your Property Values in Cuyahoga County must be filed between 1/1/2009 and 3/31/2009.  Here is the link in Cuyahoga County Records to start the process of disputing the Tax Value on a pro...
01/08/2009
Having recently seen Marley and Me, I would suggest that any consider going to see it.   I do not wish to give away any of the details of the movie.   By its Title and the promotional trailers you may have seen you know that this movie is about a man and the Dog that he got shortly after getting ...
01/07/2009
Currently there is a promotion at http://www.restaurant.com that allows you to recieve a 80% discount off the normal cost of Gift Cards purchased at http://www.restaurant.com .   After you select the Gift Cards that you desire and proceed to Checkout, you have to enter "SANTA" in the Promo Code. ...
12/17/2008
Ohio has a First Time buyers program that I believe is similar to the ones that are available in other states.  Up until recently the Ohio programs was a valuable program to assist home buyers because it offered a lower than market rate and also offered a Down Payment Assistance Option.  Because ...
12/07/2008
One of the biggest complaints people make about their computer is that it is running slow.  The main reason that I find is the limited RAM installed in the computer.   Windows Vista has a feature/program that is installed called ReadyBoost.   Here is short description of ReadyBoost from  Wikipedi...
12/07/2008
If you see a Seller or Realtor offering to save you .50% off your interest rate if you buy a home, here is why you are seeing this happening.  An offer of a .50% Lower Rate might cause you to take a second look at the home and is an excellent marketing move on their part.   Below is why this is a...
12/06/2008
On the Evening MyFoxNews.com news in Cleveland Ohio they reported that "Low Mortgage Rates are Coming".   Here is a link to that news report.   The news report was based upon a proposal by the Federal Reserve that is described here.   The proposal is to make money available to Banks if they agree...
12/05/2008
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Tim Bradford

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Information about Financing Options in Northern Ohio as well as information about people, places and events in Northern Ohio. Northern Ohio is a Great Place to live and work.