John Meussner's Blog

Oh hi, Oregon      Just the other day Montana made it lucky #13 in how many states my team could do business in, and today, Oregon became the 14th state where we can do residential mortgage loans.         My team is thrilled to be able to bring our services to the Beaver State, and this one is a ...

Can the Buyer Qualify for More? "We're about to write a counter offer so I needed to check with you to make sure the buyer can qualify for a higher amount", said the listing agent. "Yes, they will qualify for a max of $______!!", said the inexperienced loan officer who is super excited to be abou...

The JM Loans Team is Now Licensed in Montana       One thing I pride myself on is being licensed (and actually knowing how to do business in) in so many states WITHOUT the benefit of a federal charter.  I've actually had to take the initial education, testing, and continuing education in each sta...

Kudos to the Best of 2018      It's more than just a loan number on a spreadsheet.  That's the message that I try to instill in my team.  We want to make sure that we always remember the people behind the loan number.  The clients, the business partners, and the 3rd parties along the way that bri...

Government Shutdown, 2018 Edition      Not many years ago, I wrote about the ineptitude of our federal government and the effects they have on our business when their ineptitude reaches such a point where they throw their hands in the air and say "we're going home".       Well, fast forward to to...

Marketing Interrupt - the Best $50 You Can Donate  Agent Marketer's 'Martketing Interrupt' 2018 virtual conference is, in my opinion, the best $50 you can spend as an agent or loan officer if you want to learn new marketing strategies from some of the best out there.  That $50 is a donation to he...

The Law of Contrary Public Opinion  "I subscribe to the law of contrary public opinion... If everyone thinks one thing, then I say, bet the other way..."       In what I'd describe as one of history's greatest sales movies, GlenGarry GlenRoss, character Ricky Roma subscribes to the law of contrar...

Recently Closed - Leasehold Purchase in Baltimore, MD  Did you know you can use Restricted Stock Units as qualifying income on a mortgage?  Did you know you can get a property financed when ownership is via "leasehold" rather than traditional "fee simple"? Did you know it's possible to purchase a...

Marketing Interrupt 2018 - The Industry's First Virtual Modern Marketing Virtual Conference       I can finally share some excting news I've been waiting on details for - on Tuesday, December 18 I'll be participating as a speaker in the Marketing Interrupt virtual conference.  Sharing the stage w...

2019 Conventional Loan Limits Are Here       Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of appreciation we've seen in so many markets across the US, an...