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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - NMLS #138061 MMCD #1141

ARCHIVED BLOG POSTS

2019 

Those Who Can't Do, Teach       As someone that once aspired to be a teacher, it pains me to write the title of this post.  As a member of the real estate industry, though, I find it necessary to point out some things that bother me about our industry.       The best - the VERY best - in the mort...
01/25/2019
Cash Out Refinance on a Duplex in Martinez, CA       Most deals don't come easy.  Nearly every mortgage application has SOME type of puzzle piece that's difficult to place.  Thankfully, the complicated loans with lots of moving parts are the ones that make me a better loan officer, and give my te...
01/17/2019
Oh hi, Oregon      Just the other day Montana made it lucky #13 in how many states my team could do business in, and today, Oregon became the 14th state where we can do residential mortgage loans.         My team is thrilled to be able to bring our services to the Beaver State, and this one is a ...
01/15/2019
Can the Buyer Qualify for More? "We're about to write a counter offer so I needed to check with you to make sure the buyer can qualify for a higher amount", said the listing agent. "Yes, they will qualify for a max of $______!!", said the inexperienced loan officer who is super excited to be abou...
01/14/2019
The JM Loans Team is Now Licensed in Montana       One thing I pride myself on is being licensed (and actually knowing how to do business in) in so many states WITHOUT the benefit of a federal charter.  I've actually had to take the initial education, testing, and continuing education in each sta...
01/11/2019
Kudos to the Best of 2018      It's more than just a loan number on a spreadsheet.  That's the message that I try to instill in my team.  We want to make sure that we always remember the people behind the loan number.  The clients, the business partners, and the 3rd parties along the way that bri...
01/04/2019
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John Meussner

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