Leanna Osborn's (leanna) Blog

 In both personal and financial terms, your home may be the largest investment you'll ever make . Homeowner's insurance helps you financially protect yourself, your home, and it's contents. In the event of a loss, your homeowner's policy provides funds to repair, replace, or restore your home and...

 If you insure your belongings for their 'actual cash value', you will not get replacement value at the time of a loss. Actual cash value refers to the value of your belongings after taking into account depreciation and wear and tear. For instance , the actual cash value of a television you bough...

 Many insurance componies in Oklahoma have added seperate Wind & Hail deductibles to the homeownerspolicies offered to their customers. ( a deductible is the amount you pay before your insurance policy pays ).This wind and hail deductible is often much higher than the regular deductible of the po...

  You need enough insurance to cover the following: 1. The structure of your home. 2. Your personal possessions. 3. The cost of additional living expenses if your home is damaged     and you have to live elsewhere during repairs. 4. Your liability to others