L Dean's Blog

Real Estate Agent - Keller Williams Realty - Ballantyne
This site is an opportunity, and your "go to" place, to get important questions answered about your own real estate concerns or problems. If a question is best answered by attorney or an accountant, we will so advise you seek one. Otherwise, if you are looking for advice on the purchase or the sale of your property, you'll find our information helpful and responsive. We look forward to hearing from you and addressing your particular concerns.
Our Family Reunion 2008 (edit/delete) It is Valentine's Day, and I just returned from Atlanta last night from our 2008 Edition of Family Reunion.(Yes, I did bring flowers home with me to my bride) and a day early.  She was really taken by surprise, and was concerned her husband might show up any ...
January 10, 2008Last week I predicted rates to stay or slightly improve and that's what we have.  Notice the improvements on in the Jumbo quotes!  Here's a sample of today's purchase money rates, 0+1, with escrows.  These are subject to vary based on loan amount, occupancy, credit quality and oth...
Wow!  The Holidays have caused the time to really slip by me since my last posting. I hope all who visit me here had a wonderful time with family and friends.  And of course we all remembered our dedicated military personnel and their families, who had to endure separation at this time of year.I ...
More good news: Freddie Mac conforming loan limits are unchanged for 2008 (thankfully they did not lower them since it is reported also by the Business Journal that the country's average home prices dropped 4.5% this year)Through December 31, 2008, Freddie Mac will continue to purchase home mortg...
Great news from the housing statistics for the Charlotte AreaThis was reported in the Charlotte Observer Business Section on Wednesday, Nov. 28, 2007:Charlotte is tied for the largest home price increase among the country's 20 largest metro areas in the last year".  Seattle was the tie and both c...
Expired Listing - Guaranteed  Here are several ways Sellers can guarantee their home listing will expire without being sold. l.       Test the waters to see if you can get your price,  without being really  motivated.2.     Price wrong -  Buyers establish the price, and that's where goo comparati...
Waiting to Buy Could Cost You $,$$$'sIf you are currently renting an apartment or house, and are waiting for the perfect conditions to present themselves to purchase a home,  it probably won't come.  Even if it does what you may have sacrificed in additional rental payments and  lost income tax d...
According to the Real Estate Buyer Agents Council and National Association of Home Builders Encouraging News from tOctober 26, 2007 - Though there appears to be no let-up to the current housing downswing, economists participating in the National Association of Home Builders Fall Construction Fore...
  What is the press talking about?From my desk,  and with input of Countrywide Home Loans  Over the past several months the "press" has been reporting both on TV and the papers that the housing market is falling and now is not the right time to purchase a home. I continue to be fascinated by thes...
The last few days have been hard in the stock market, but that has translated to improved mortgage rates.  Bad news is good news for those in Real Estate!Here's a sample of today's rates, 0+1, with escrows.  These are subject to vary based on loan amount, occupancy, credit quality and other facto...

Dean L. Davidson

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