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Real Estate Agent - Semonin Realtors
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RECENT BLOG POSTS
Don't let poor maintenance affect your home's value.Keep your furnace filters clean to increase efficiency and possible repairsDrain your water heater once a year to remove harmful sediment.Clean coils on baseboard heaters.Check circuit breakers and replace weak breakers to prevent shorts.Check u...
01/28/2008
I work with Kim Luckett with Homeservices Lending.  Her office is loacted in my office and I have found her to be very helpful.  She is very straight forward and honest.I was talking with her yesterday and she mentioned several points that are good to be aware of when discussing financing.  She i...
01/23/2008
Fed reduces discount rate by 3/4%.As markets around the world react to the US economy, Fed Chairman Bernanke reduces several key interest rates by 3/4%.  Such a significant reduction should help to reduce the volitility of the stock market.Recent sell offs have made everyone nervous.The rate cut ...
01/22/2008
Recent interest rate changes allow folks to afford more house than they could just months ago.Opportunities are only getting better.
01/18/2008
Buyers Beware;The current buyer's market in Louisville is supported by inventory levels equalling 10 months of supply or more.  Also, Buyers are able to obtain discounts not previously available and don't forget about the extremely low interest rates.The market Nationally appears to be stabilizin...
01/14/2008
Mortgage application volume is up 32.2 percent during the holiday-shortened week ending Jan. 4, ending three consecutive weeks of sharp declines, according to the Mortgage Bankers Association's weekly application survey.
01/11/2008
Fannie Mae and Freddie Mac have established new guidelines for conventional mortgages.Fannie Mae and Freddie Mac will use your credit rating to determine what interest rates you will pay for a mortgage.FHA on the other hand will continue not taking credit score into account in determining the int...
01/09/2008
RiverPark Plcae developers have scaled down the initial construction phase due to lenders concerns over current uncertainty in the mortgage industry.Originally, the initial phase was to include two residential building, 144 slip marina to include the first of two 16 story towers.Current the initi...
01/07/2008
The Greater Louisville Association of Realtors reported 14,097 residential sales this year down 2.2 percent from 2006. That's a wider gap than the 0.8 percent decline the group reported through October.Prices, however, continue to hold up. The median price was $139,900 at the end of last month, u...
01/04/2008
Summary of Kentucky Condo ActBenefits of the Kentucky Condo ActCondominiums, patio homes and lofts are a quickly growing housing start.The proposed Kentucky Condo Act helps all consumers with:• Full Financial Disclosure• Consumer Protection• Property Value Protection• Gaining Peace of MindCurrent...
01/03/2008
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Larry Reaves

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My goal is to meet and exceed the expectations of my clients. ........................................................ "Winner of the Paul F. Semonin Customer Service Award"