For the record: I live, work and play in the Motor City area. I am not burying my head in the sand. I do not live in a fantasy world and heck, I've never even been to Disney World.Guess what else I'm not doing? I'm not running to the bank to take my cash out today. I fully expect my trust
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09/30/2008
Each morning I read Inman News and one of the contributors there, Benny Kass, always has good advice for consumers in his responses to consumer questions. Today there was a question from someone who asked how long they had to save old mortgage documents. (They had re-financed several times) Be
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09/29/2008
The following article is written with my local Macomb County Michigan real estate market area in mind. Your local real estate market may vary in its practice and pricing. Mr. and Mrs. Home Seller: You've decided to put your home on the market for sale, and have interviewed several real estate
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09/28/2008
We've all had those days, the ones in which you learn something new and want to clunk your head against the desk because you didn't ask about the something new months before. While talking with a mortgage lender that I work closely with he filled me in on a 100% mortgage program that is being use
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09/24/2008
I've recently had the pleasure of working with several out of state home buyers who are relocating to Michigan. Some of the most fun that I've had is hearing them talk about what is different in Michigan compared to their home states. One question that was asked of me: "Why do people hold up t
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09/22/2008
Yesterday while taking care of some personal business a very nice lady asked me what I did for a living. I told her that I was a real estate agent. Not an unusual question. Her response to me was unusual: "I'm so sorry" Wow. I've heard "It must be rough ou
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09/20/2008
One of the homes that I am showing today (a bank owned home) has in the listing information (public remarks):No split title closings. I have to tell you, this is the first time I've seen this. How in the world do they get around RESPA? I've seen the bank owned homes that are listed that pull
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09/15/2008
If you've spent any time within the last year reading about our local (Macomb County MI) real estate market then you've come across the phrase Low Ball Offers more than once. Many people have written about what constitutes a Low Ball Offer on a home to purchase, and there are as many varied opini
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09/14/2008
Another one of the downsides to the road work along 23 Mile Road in Chesterfield Township is the difficulty for consumers to weave their way in and out of their favorite businesses. One of my favorites, Meldrum Brothers Nursery, decided to reward the customers who dodge the orange cones and the u
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09/14/2008
There has been much written about the new $7500 tax credit that is being offered by the government to those who meet the following guidelines: Purchased a home to be used as your primary residence between April 9th, 2008 and July 1st, 2009. First time home buyer: A first time home buyer is descr
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09/14/2008
