North County San Diego Mortgage Expert

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Mortgage and Lending - Caliber Home Loans - NMLS#284800
Working in the San Diego housing market over the past 20 years has been interesting and exciting to say the least. Technology has not only changed the way you shop for homes, but also the way you shop for a mortgage. However, this is still a "press the flesh" business and it is important to get to know your Realtor and your lender.



There is an article in today's San Diego Union Tribune by Roger Showley regarding choices available to potential home buyers and current homeowners in San Diego County (nationwide really). The choices, according to the author, are: Buy or refinance now and lock in a low rate Wait and hope that ra...
Down, down, down.  That's where rates went.  Why?  The following is an excerpt from MBSQuoteline: "Uncertainty about the pace of the economic recovery caused investors to shift to relatively safer assets, including government insured mortgage-backed securities (MBS). Also positive for mortgage ma...
Great news going into the weekend.  We have seen a nice drop in rates over the last week, about 0.50% across the board.  This drop equates to an increase in buying power and an increase in buying options.  Increased buying power, four examples with a 30 year fixed: •·         A payment of $1,565 ...
The luxury market, whether in a mountain resort town or coastal California, has many international buyers.  And up until recently, these international buyers were able to take advantage of a weak US Dollar.  However, the currency markets have been quite volatile lately allowing the Dollar to appr...
Overall, rates improved for the week.  We actually saw 30-year fixed rates firmly below 5% again for the first time in a while.  In fact, a buyer purchasing a home using a conventional conforming loan, minimum 20% down payment, and high credit scores could obtain a 4.75% 30-year fixed rate loan w...
Update to a recent post... The CA Franchise Tax Board (FTB) has updated their website to show the number of applications for the First-Time Buyer Credit as of 5/04/2010...427 so far! Now, they only show the amount of funds allocated as $2,350,708.  Isn't it supposed to be $10,000 per applicant?  ...

Kevin Kueneke

San Diego Mortgage Banker
local_phone(760) 500-1919
smartphone(760) 500-1919
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