Jamie Russen's Blog

What makes Interest Rates go up or down?   The most simple question about interest rates might be what causes them to change. And yet, based on the many factors that affect the changing of interest rates, a reasonably acceptable – if not satisfactory – answer to this question could be as in depth...

What are "Points"???  To real estate and mortgage industry professionals, use of the term “points” come naturally. In fact, this term is such an oft-repeated part of their vocabularies that it is recognized by many outside the industry – based on interaction with real estate agents and mortgage r...

What Factors go into a Mortgage Loan Approval?   When contemplating the issuance of a mortgage approval – or mortgage commitment, as it is referred to by some lenders – the bank/lender takes several things into consideration. Among these things are details relating to the property: Value, conditi...

Welcome to this beautiful rancher in the cozy town of Marlton. Feast your eyes on this 3BD 2BA home as you pull into the paved driveway located on almost a half acre with a large front yard. The home truly opens up as you access the front door after entering the breezeway with large decorative s...

Welcome to this beautifully updated home in Cherry Hill. This home features fresh paint, an updated kitchen with large tile floor and open floor plan. Newer hardwood floor in the foyer, neutral colors throughout the entire first floor. The lower level consist of a large family room, a updated po...

  Don’t miss this incredible four bedroom home with a view of Wedgwood Golf Course! Located in the highly sought after Wedgewood subdivision, this home does not disappoint. As you pull up to the home you will notice the well-manicured landscaping and raised elevation of the dwelling. Enter the h...

  If you’re looking for a well constructed, quality built home, this is it. Come tour this solid, 3BR and 3 full BA home that is located on a large 1.86 acre corner lot in East Vineland. Features include: dual zone a/c, Andersen windows, sun room, insulated & heated garage, 40 yr shingle roof th...

Are there still No Down Payment Mortgages Available?   Let us begin by stating what most real estate and mortgage professionals might view as obvious, but what, to the average person, might not be as clearly defined. It is generally understood that a 100% financing mortgage means the same as “ze...

Cumberland County, New Jersey (NJ) was formed from portions of Salem County on January 19, 1748 in the south central part of NJ State. It occupied 500 square miles of inland real estate and had a share of more than 40 miles of the Delaware Bay coastline. Throughout the county’s 266 year history, ...

What to Expect in a Short Sale Purchase   When purchasing a short sale it is important to approach the transaction with a few things in mind, most important of which is the fact that acceptance of your offer is a decision that does not rest entirely with the home seller, the real estate agent or...