Jason Hands's Blog

If you are looking to purchase an Investment Property in Florida please contact me directly for the Best Loan Program and Rates on Foreign National or Domestic - Non Owner Occupied Properties in Florida We can finance most property types such as Single Family Residence, Townhomes, Villas, Condos,...

I am a licensed mortgage loan originator with over 16 years’ experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 2000 homeowners realize their dreams of home ownership, with many repeat and referral clients. Below are some highlights o...

Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong! Jason Hands, an MLO for E Mortgage Management in Tampa, Florida explains the USDA program in this article. The guarantee provided by the USDA helps low and mod...

Below are the steps to follow for establishing credit before your purchase your first home   Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it off...

If you are seeking a condo purchase as a primary residence, second home or an investment property in Florida, E Mortgage Management has financing options for you with great rates and very low fees These are traditional Fannie Mae & Freddie Mac Loans that require Private Mortgage Insurance above 8...

If you are seeking a home purchase in Florida above the $417,000 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $790,000 price range. This product is one loan, up to 95% LTV with No...

If you have a recent bankruptcy, foreclosure or have had a short sale on a property in the last 4 years you already know that you do not qualify for Fannie Mae conventional financing in the State of Florida. I have a solution for you and have answers for completing your mortgage needs in todays m...

If you are a previous homeowner who completed a Chapter 7 Bankruptcy and included your mortgage debt in the Bankruptcy but the home did not sell via a foreclosure or short sale until 2 or 3 years later. I have great news for you with the latest Fannie Mae guideline update Per the information belo...

As you may or may not be aware, Fannie Mae and Freddie Mac recently decreased their down payment requirements on a home purchase from 5% to 3%. This rule change affects all Conventional Loans. Now, all Conventional loans submitted to Fannie or Freddie only require a minimum 3% down payment. You c...

Below are the steps to follow for establishing credit before your purchase your first home   Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it off...