John Lemos's (jplemos) Blog

Two Ways to Measure the Break-Even on Refinancing According to recently released estimates, over 8 million American homeowners could benefit from refinancing at today’s low interest rates.  Here are three questions to ask yourself in order to figure out if refinancing makes sense for you: 1 – Int...

Section 529 of the Internal Revenue Code created a type of college savings plan that known as a “529 Plan”.  The 529 plan allows families to: Invest funds after you’ve paid taxes on them (similar to a Roth IRA) Grow the money tax-free over time (no taxes on dividends or asset appreciation) Withdr...

Four Questions to Ask Before Choosing a Mortgage or Buying a HomeThese four questions can help you make smarter mortgage and housing choices:Why is it better to buy a home right now vs. renting a home?  Buying a home usually requires more upfront capital, more ongoing expenses and a longer term c...