Joseph Zingales's (josephzingales) Blog

Normally there are two options when an offer is presented on a home. The seller can either accept the offer as presented or counter the offer to terms that are more favorable to the seller. Sometimes though when an offer is considerably lower than the asking price, a seller may feel insulted by t...

When it comes to purchasing a home, there is nothing more important to buyers than making sure they know all of the upfront costs associated with the new home purchase as well as the ongoing monthly costs. One thing many first time home buyers overlook is the homeowner’s insurance policy that is ...

Your home is your castle, your own piece of the American dream. But lately your little corner of the world has been feeling cramped and you find yourself eyeing a larger home. Is it time to pull up the stakes and move on from your starter home?Growing FamilyIf you have added to your family in rec...

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securin...

This is a common question from current homeowners who would like to move. Sellers are nervous to sell first and then not be able to find a new home that meets their needs. They are also nervous of finding the home of their dreams and purchasing it before they sell and then having two mortgage pay...

If you are looking to buy a home, then you should consider getting preapproved before you even begin your search. There are some benefits of getting preapproved as well as drawbacks for failing to do so.Benefit of Getting Preapproved. Having a preapproval letter attached to your offer can go a lo...

You have decided to sell your home! There are quite a few things that you should consider if you want to sell your home for the highest price the current market can bear in the least amount of time.Home Improvement ProjectsRepairing and updating items in your home that are not working quite right...

One of the smartest decisions a home buyer can make is to purchase a multi family home as his primary residence. A multi family home is considered a two family, three family or four family property. These are sometimes referred to as duplexes, triplexes and fourplexes. While the purchase of a sin...

Part of the process of remodeling your home includes finding out what your return on investment (ROI) will be. There are some projects you should never sink your teeth into because you’ll lose money on it. However, there are others that provide a pretty good ROI. Every year, Remodeling’s Cost vs....

So you are looking for a new home, maybe even your first home, and you come across a house that is in a bank's name and you are told it has been foreclosed. The price is incredibly low and you are wondering, what is the catch? A foreclosure can be a good investment for a buyer. Unfortunately it w...