Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Home buyers, especially first time home buyers, commonly fail to understand all the costs involved in buying a home.  Everyone understands down payment, so no issues there. But mortgage loan closing costs are a whole different story. I often hear potential home buyer comment that they thought the...
07/19/2017
There has been a lot of talk that the reasons why millennials are not buying homes is student loan debt. Is this true or a myth?First, while the purchase numbers for millennials are down, millions of people buy homes every year, including millennials who have student loans.Most of the talk about ...
07/19/2017
Reasons why you can buy a home with a very small down payment  The lack of down payment money is by far the biggest reason people do not believe they can buy a home. A recent survey even indicated a whopping 44% of non-homeowners thought you needed at least 20% down payment, and that simply isn'...
07/11/2017
MINNEAPOLIS, June 26, 2017. — Mortgages Unlimited, Inc, a mortgage company based in Maple Grove, MN, has been named one of the Top 150 Workplaces in Minnesota by the Star Tribune.A complete list of those selected is available at StarTribune.com/topworkplaces2017 and was also published in the Star...
06/29/2017
Why do I need mortgage insurance? When buying a home, and getting a home loan, being approved or not all comes down to risk. If the mortgage company thinks you are a good risk, you get the loan. If you are too risky, you get denied. Pretty simple concept.A good example of this concept is down pay...
06/06/2017
How credit card use can effect your credit scoreMinneapolis, MN: Why does how much credit you're using matter?  Simple, lenders look for signs of responsible credit usage, and the better you are at living within your means, the better it is for your credit score. Many people think that simply nev...
06/01/2017
Minneapolis, MN:  Home mortgage loans are one of the toughest loans you'll ever apply for. The mortgage industry VERIFIES EVERYTHING. Credit, jobs, income, bank statements, tax returns, first born child, blood samples.  OK, maybe not the last two... But we check just about everything else.I've be...
05/06/2017
Your house is NOT worth what YOU think.Minneapolis, MN:  We've all had to listen to someone who, regardless of what the professionals tell them, simply belive their house is worth more than everyone else's home.Just because you reclaimed wood from the bottom of the Amazon River, put in a $50,000 ...
04/17/2017
Minneapolis, MN: Face it, The super low mortgage interest rates are gone. Higher mortgage rates are here already, and it is very unlikely we will see them go back down anytime soon. Rather, it is anticipated that we should see 30-yr fixed rates into the mid 5% range by the middle of 2018.HIGHER R...
03/22/2017
DOWN PAYMENT ASSISTANCE PROGRAMS IN MN- Tired of Renting?  Ready to become a homeowner?- Have OK Credit and stable employment?- Have a few thousand in the bank?- Have at least $1,000 of your own money for down payment?  We Can Probably Help You Buy a Home! Mortgages Unlimited has been helping Min...
03/08/2017
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Joe Metzler

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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.