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  The 10% Rule Simply take the annual gross rent and divide it by the purchase price. If the result is 10% or better, you have found a potentially attractive investment property. Such a find could deliver levered cash-on-cash yearly dividends in the teens, which is not a bad investment in today’s...
The Great Recession has not been kind to millennials, young adults who are broadly defined as those 18-34 year of age. High unemployment, high student loan and credit card debt, and low wages plague this demographic. The Pew Research Center recently polled this demographic. Here are some of its f...
Need a loan? Knowing how banks scrutinize loan applications will improve your chances of success. Here are the 6 Cs of credit analysis. Capacity Capacity is cash flow, or the ability to pay principal and interest when due. While banks do look at your prior credit history, what they really want to...
    In his State of the Union address last night, President Obama proposed a national mortgage refinance program designed to cut red tape and save the average homeowner about $3,000 per year. The President offered few details about the plan, except that the interest rate would be historically low...

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