Joe Adamson's Blog

I know the entire media world is regularly criticized for relying on sensationalism and for biased reporting.  As to accuracy, especially where statistics are involved, it often seems questionable and today I saw a classic example of that.  CBS MarketWatch is one of the sources I visit regularly ...

I'm sure most would agree that the past couple of years have been tough financially.  That's especially true for those of us in the mortgage, real estate, banking or financial industry.   I know I've certainly felt the pinch as have most of my associates.  Throughout it all, there has been no sho...

In two more days we will celebrate another Thanksgiving.  Over the past three years, many in our business, as well as in many other professions as well, have watched while our home equity, savings, investment and retirement accounts, reduced substantially in value.  Under such circumstances, it's...

For all of my fellow professionals out there, isn't it great to be busy??  Looks like good times again.  I don't mean a few more applications, I mean the phone ringing non-stop!  I consider myself fortunate in that, through many years of experience, I've been able to build a loyal client base.  A...

I cannot avoid the fact that I'm getting old.  After all, I've spent more than thirty-five years in lending.  That said, however, I certainly hope that I haven't become so jaded about the world in general, and the financial world in particular, or so set in my ways that I don't embrace intelligen...

With Christmas behind us and a new year just a few days away, like many, you may be starting to think about tax time.  In more than thirty five years in lending, I've heard thousands of questions regarding tax issues associated with home ownership and mortgage loans.  I always recommend the advic...

Unless you've been stranded on a desert island for the past year, you are well aware of the status of today's real estate market.  At the core of any dramatic circumstance, be it either good or bad, there are always fundamental truths.  Unfortunately, almost always there are lots of half-truths, ...